3606 Vista Rey #8
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 4, 2026.
Pass at asking: -$1,418/mo full cashflow at 20% down, 7.49% rate.
Works at $215,082 (46% under asking), or at 71% down.
Rent $3,025/mo from 17 leases of 2-bed condos & townhomes within 2 mi ($2,839–$3,301).
Beds
2
Baths
2
Sqft
1,177
Year Built
1972
Days on Market
0
Property Type
Condo
HOA/mo
$670
MLS ID
260026266SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Welcome to this beautifully updated single-story condo in Oceanside’s highly desirable 55+ Oceana community, offering comfortable living, modern finishes, and fantastic mountain views. This inviting 2-bedroom, 2-bathroom home features a bright, open living space highlighted by a stylish electric fireplace, creating a warm and welcoming atmosphere. The updated kitchen features shaker-style cabinetry, quartz countertops, and stainless steel appliances, making it both functional and contemporary. The spacious primary suite includes a beautifully updated en-suite bathroom, while the second bedroom and additional full bathroom provide plenty of space for guests, an office, or hobbies. In-unit laundry adds everyday convenience. The home also includes two assigned parking spaces. The building offers gated covered parking, additional storage, elevator access, and a community pool. Oceana is known for its resort-style 55+ living, with beautifully maintained grounds, swimming pools, spacious community and lounge areas, and a variety of activities for residents to enjoy. Enjoy peaceful surroundings, beautiful views, and a move-in-ready home in one of Oceanside’s established 55+ communities. Come see everything this wonderful property has to offer!
Mortgage Calculator
Est. Monthly Payment
$3,415
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,025
Comp Average
$3,054
3606 Vista Rey
2bd / 2ba · 1,177 sqft · Condo
$379K
Est. $3,057/mo
289 Stage Coach Rd
2bd / 2ba · 1,186 sqft · Condo
$449K
Est. $3,343/mo
3720 Mount Vernon Avenue
2bd / 2ba · 1,059 sqft · Condo
$415K
Est. $2,978/mo
3660 Vista Campana No.
2bd / 2ba · 1,099 sqft · Condo
$440K
Est. $2,904/mo
4226 La Pinata Way
2bd / 2ba · 1,152 sqft · Condo
$535K
Est. $2,988/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
17 leases of 2-bed condos & townhomes within 2 mi · $2,839–$3,301
Blended 50/50 with the zip's market median ($2,940)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,418/mo short at 20% down; 71% down or +$1,842/mo rent closes it.
- Break-even price
- $215,082
- Break-even rent
- $4,867/mo
- Cashflow at 35% down
- −$1,000/mo
- Down payment to break even
- 71%
- Rate to break even
- Not reachable
46% under asking
$1,842/mo above the estimate
$283,290 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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