3728 Odom

3728 Odom

Atop 10%

San Diego, CA 92115

$799,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

32 licensed short-term rentals within ½ mile (21 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,472/mo full cashflow at 20% down, 7.36% rate.

Works at $475,528 (40% under asking), or at 65% down.

Rent $4,720/mo from 10 leases of 3–5 bed houses within 1 mi ($3,743–$4,269).

Beds

4

Baths

3

Sqft

1,394

Year Built

1951

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026922SD

This property is in San Diego (92115). View neighborhood stats →

About This Property

COME SEE THIS BEAUTIFULLY REMODELD 4BR-3BA WITH EASY ADU POTENTIAL WITHOUT CONVERTING THE GARAGE. 2 BEDROOMS HAVE DIRECT ACCESS TO OUTSIDE PERFECT FOR RENTING A ROOM OUT. ENTIRE HOME HAS HAD EXSTENSIVE WORK THROUGOUT. BREND NEW KITCHEN WITH SOFT CLOSE AND QUARTZ COUNTERTOPS. RECESSED CAN LIGHT THROUGHOUT AND CUSTOM TILE ALSO. NEW SEWER LINE PEX PLUMBING AND SOLAR READY 200 AMP PANEL. DUAL PANED WINDOWS AND EASY CARE YARD WITH TURF THROUGHOUT. GREAT QUIET LOCATION WITH NO STREET TRAFFIC BUT CLOSE TO SHOPPING AND FREEWAYS.

Mortgage Calculator

Est. Monthly Payment

$5,440

Principal & Interest$4,408
Property Tax$799
Insurance$233
%($159,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rolando Park Elementary · grades PK-5 · San Diego Unified

  • Middle

    Mann Middle · grades 6-8 · San Diego Unified

  • High

    Crawford High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

59A
Est. Monthly Rent
$4,720

10 leases of 3–5 bed houses within 1 mi · $3,743–$4,269

Blended 50/50 with the zip's market median ($5,472)

Monthly Cashflow

Rent − PITIA

-$720
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,472

What would make this work?

$2,472/mo short at 20% down; 65% down or +$3,210/mo rent closes it.

Break-even price

40% under asking

$475,528
Break-even rent

$3,210/mo above the estimate

$7,930/mo
Cashflow at 35% down
−$1,645/mo
Down payment to break even

$519,350 cash

65%
Rate to break even

at 20% down

0.59%

Mortgage (P+I)
$4,408
Cap Rate
3.26%
Cash-on-Cash
-18.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.87

NOI (Annual)
$26,071
Price-to-Rent

Lower = better for investors

14.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,472/mo