5561 Baja Dr
Ctop 80%San Diego, CA 92115
One license per person in San Diego: whether you can hold it depends on you, not only the home.
28 licensed short-term rentals within ½ mile (19 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,854/mo full cashflow at 20% down, 7.36% rate.
Works at $480,735 (51% under asking), or at 77% down.
Rent $4,771/mo from 15 leases of 3–5 bed houses within 1 mi ($3,951–$4,649).
Beds
4
Baths
2
Sqft
1,492
Year Built
1960
Days on Market
46
Property Type
Single Family
HOA/mo
N/A
MLS ID
260023583SD
This property is in San Diego (92115). View neighborhood stats →
About This Property
Excellent investment opportunity near SDSU with beautiful, wide-open southern canyon views. Currently leased through July 2027 at $6,200/month, offering strong in-place cash flow from day one. Additional upside potential may exist through a future ADU. Professional property management is already in place and available to continue for the new owner if desired.
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Est. Monthly Payment
$6,707
Location
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Zoned Schools
Elementary
Hardy Elementary · grades K-5 · San Diego Unified
Middle
Lewis Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,771
Comp Average
$4,634
3728 Odom
4bd / 3ba · 1,394 sqft · Single Family
$799K
Est. $4,720/mo
5602 Baja Drive
4bd / 2ba · 1,604 sqft · Single Family
$850K
Est. $5,028/mo
5109 Alumni Pl
4bd / 2ba · 1,388 sqft · Single Family
$910K
Est. $4,439/mo
6223 Mesita Drive
3bd / 2ba · 1,404 sqft · Single Family
$975K
Est. $4,015/mo
5295 Joan Court
4bd / 2ba · 1,717 sqft · Single Family
$1.25M
Est. $4,969/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 3–5 bed houses within 1 mi · $3,951–$4,649
Blended 50/50 with the zip's market median ($5,472)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,854/mo short at 20% down; 77% down or +$5,005/mo rent closes it.
- Break-even price
- $480,735
- Break-even rent
- $9,776/mo
- Cashflow at 35% down
- −$2,835/mo
- Down payment to break even
- 77%
- Rate to break even
- Not reachable
51% under asking
$5,005/mo above the estimate
$758,450 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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