5109 Alumni Pl
Btop 30%San Diego, CA 92115
One license per person in San Diego: whether you can hold it depends on you, not only the home.
22 licensed short-term rentals within ½ mile (16 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$3,417/mo full cashflow at 20% down, 7.43% rate.
Works at $465,035 (49% under asking), or at 75% down.
Rent $4,639/mo from 16 leases of 3–5 bed houses within 1 mi ($3,745–$4,047).
Beds
4
Baths
2
Sqft
1,388
Year Built
1955
Days on Market
120
Property Type
Single Family
HOA/mo
N/A
MLS ID
260015505SD
This property is in San Diego (92115). View neighborhood stats →
About This Property
Mid-century single-story minutes from SDSU in one of San Diego's strongest rental corridors. Tastefully updated and move-in ready on a generous lot with conceptual ADU renderings available — a rare chance to add income or multigenerational space, buyer to pursue plans and approvals. Ideal for house hackers, investors, and owner-occupants who want walkable campus access. Buyer to verify all information, including financing terms, zoning, and development potential, to their own satisfaction.
Mortgage Calculator
Est. Monthly Payment
$6,231
Location
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Zoned Schools
Elementary
Pendleton Elementary · grades K-5 · San Diego Unified
or Hardy Elementary · grades K-5 · San Diego Unified
Choice area: the district lets families here pick either school.
Middle
Lewis Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,639
Comp Average
$4,313
3728 Odom
4bd / 3ba · 1,394 sqft · Single Family
$809K
Est. $4,662/mo
3726 Nassau Drive
4bd / 1.5ba · 1,234 sqft · Single Family
$825K
Est. $3,979/mo
5561 Baja Dr
4bd / 2ba · 1,492 sqft · Single Family
$985K
Est. $4,713/mo
6367 Cleo Street
3bd / 2ba · 1,364 sqft · Single Family
$925K
Est. $4,167/mo
6223 Mesita Drive
3bd / 2ba · 1,404 sqft · Single Family
$1.04M
Est. $4,044/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of 3–5 bed houses within 1 mi · $3,745–$4,047
Blended 50/50 with the zip's market median ($5,355)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,417/mo short at 20% down; 75% down or +$4,437/mo rent closes it.
- Break-even price
- $465,035
- Break-even rent
- $9,076/mo
- Cashflow at 35% down
- −$2,469/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$4,437/mo above the estimate
$682,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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