3320 Wild Oak Lane
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3320 Wild Oak Lane

C

Escondido, CA 92027

$1,129,000

Beds

4

Baths

3

Sqft

2,587

Year Built

2001

Days on Market

12

Property Type

Single Family

HOA/mo

$215

MLS ID

260014423SD

This property is in Escondido (92027). View neighborhood stats →

About This Property

3320 Wild Oak Lane in Rancho San Pasqual — Escondido's Premier Gated Community. Paid-off owned solar an Tesla Power Wall and a whole-house fan keep energy costs low year-round, while an upstairs laundry room and all-new kitchen appliances make daily living effortless. The home is equipped with a water softener and reverse osmosis filtration system, and thoughtful extras like LeafFilter gutters, garage cabinetry, drip irrigation, and an alarm system reflect true pride of ownership. The fully remodeled primary bathroom is a showstopper, and the private balcony off the primary suite is the perfect place to enjoy the peaceful views of the surrounding hills. Out back, a hot tub, fire pit, and lush garden with lemons, figs, strawberries, and herbs create a serene retreat that's as beautiful as it is tranquil. The community delivers the rest: lap pool, spa, clubhouse, pickleball and basketball courts, and playgrounds. A K–8 school sits just outside the gates, with the San Diego Safari Park and 15 Freeway minutes away.

Mortgage Calculator

Est. Monthly Payment

$7,382

Principal & Interest$5,709
Property Tax$1,129
Insurance$329
HOA$215
%($225,800)
%

Location

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Investment Score

5D
Est. Monthly Rent
$3,952
Monthly Cashflow

Rent − PITIA

$-3,430
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,280

Mortgage (P+I)
$5,709
Cap Rate
0.46%
Cash-on-Cash
-28.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$10,809

NOI (Annual)
$5,150
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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