320 James St
1 / 20

320 James St

A

Escondido, CA 92027

$749,999
NEW — 3d

Beds

3

Baths

2

Sqft

1,056

Year Built

1974

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015324SD

This property is in Escondido (92027). View neighborhood stats →

Virtual Tour

About This Property

Mountain views await you at 320 James Street in Escondido's desirable East Grove neighborhood—a rare opportunity to own a thoughtfully updated, move-in-ready home with timeless charm and modern upgrades. This is not a flip, but a lovingly improved residence offering 3 bedrooms, 2 bathrooms, and an inviting floor plan enhanced by open-beam ceilings and abundant natural light. Step outside to discover an expansive wraparound yard designed for both entertaining and everyday enjoyment, featuring a gated pool, covered patio, and plenty of space for play, gardening, or gathering with family and friends. Recent improvements include solar added (fully owned), central air, beautifully remodeled kitchen, luxury vinyl plank flooring, remodeled bathrooms, a newer roof (approximately 2 years old), and numerous additional upgrades throughout. Situated on a spacious corner lot at the end of a quiet cul-de-sac, the property offers extra off-street parking and added privacy. Enjoy the convenience of being just a short five-minute walk to Orange Glen Elementary School, with parks, trails, and outdoor recreation nearby. With no HOA, no Mello-Roos, and exceptional indoor-outdoor living, this East Grove gem is ready to welcome you home.

Mortgage Calculator

Est. Monthly Payment

$4,761

Principal & Interest$3,792
Property Tax$750
Insurance$219
%($150,000)
%

Location

Loading map...

Investment Score

47B
Est. Monthly Rent
$3,692
Monthly Cashflow

Rent − PITIA

$-1,069
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,544

Mortgage (P+I)
$3,792
Cap Rate
2.00%
Cash-on-Cash
-20.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$6,995

NOI (Annual)
$14,986
Price-to-Rent

Lower = better for investors

16.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator