3282 Ashford St #E
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3282 Ashford St #E

Btop 30%

San Diego, CA 92111

$424,999
STR: check · no permits in this complex · TOT 12.75%

12 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 87-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,790/mo full cashflow at 20% down, 7.36% rate.

Works at $190,776 (55% under asking), or at 82% down.

Rent $2,603/mo from 10 leases of 2-bed condos & townhomes within 2 mi ($2,357–$3,190).

Beds

2

Baths

1

Sqft

716

Year Built

1975

Days on Market

85

Property Type

Condo

HOA/mo

$546

MLS ID

260020360SD

This property is in San Diego (92111). Browse neighborhood analytics →

Virtual Tour

About This Property

Centrally located and full of charm, 3282 Ashford Street, Unit E offers an ideal blend of comfort and convenience. Step inside to a bright, inviting interior with a functional layout that makes the most of every space. The Village Woods community offers a pool, spa, and beautifully maintained grounds, creating a relaxed setting just minutes from shopping, dining, schools, and major freeways. With easy access to Mission Valley, Downtown, the beaches, and everything San Diego has to offer, this home is a great opportunity for a first-time buyer, investor, or anyone looking to enjoy a low-maintenance San Diego lifestyle.

Mortgage Calculator

Est. Monthly Payment

$3,440

Principal & Interest$2,345
Property Tax$425
Insurance$124
HOA$546
%($85,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Ross Elementary · grades K-5 · San Diego Unified

  • Middle

    Montgomery Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

51B
Est. Monthly Rent
$2,603

10 leases of 2-bed condos & townhomes within 2 mi · $2,357–$3,190

Blended 50/50 with the zip's market median ($2,587)

Monthly Cashflow

Rent − PITIA

-$837
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,790

What would make this work?

$1,790/mo short at 20% down; 82% down or +$2,324/mo rent closes it.

Break-even price

55% under asking

$190,776
Break-even rent

$2,324/mo above the estimate

$4,927/mo
Cashflow at 35% down
−$1,350/mo
Down payment to break even

$348,499 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,345
Cap Rate
1.93%
Cash-on-Cash
-25.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.76

NOI (Annual)
$8,224
Price-to-Rent

Lower = better for investors

13.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$1,790/mo