3140 Smith Place
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3140 Smith Place

D

Escondido, CA 92027

$1,199,990
NEW — 1d on market

Beds

5

Baths

4.5

Sqft

3,130

Year Built

2025

Days on Market

1

Property Type

Single Family

HOA/mo

$372

MLS ID

260008609SD

This property is in Escondido (92027). View neighborhood stats →

About This Property

Quiet culdesac location , 2 story home with a walk in closet and bath with shower on the first floor. Very first new construction nationwide designed and built per Wildfire Prepared Neighborhood standards, offering peace of mind and protects home from embers! Metal Fencing surrounds a giant private back yard area! Bright open floor plan with lots of light. Huge Primary bedroom with nice bath and large walkin closet. 3 of the other 4 bedrooms have walk in closets and 2 have their own baths! Open loft upstairs creates extra space for all of the family. Latest energy features including LED lighting. Loads of kitchen counter space and island with bar seating and large pantry too! Solar included and so many energy star and saving features. LED lighting and electric car charger too! Rare 3 car garage, along with street parking too.

Mortgage Calculator

Est. Monthly Payment

$7,990

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
HOA$372
%($239,998)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,200
Monthly Cashflow

Rent − PITIA

$-3,790
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,756

Mortgage (P+I)
$6,068
Cap Rate
0.31%
Cash-on-Cash
-28.78%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$11,675

NOI (Annual)
$3,744
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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