2891 Oakwood Creek Way

2891 Oakwood Creek Way

D

Escondido, CA 92027

$899,000

Soft Appraisal Value: $917,700 · 2.0% below estimate

Beds

4

Baths

3

Sqft

2,160

Year Built

2002

Days on Market

31

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601846

Description

Nestled in the scenic eastern hills of Escondido, this spacious move-in-ready home offers one of the most versatile floor plans in the neighborhood with 4 bedrooms, 3 full bathrooms, and a large optional 5th bedroom or office ideal for multigenerational living, remote work, or growing households. Step inside to a bright, open interior featuring updated flooring throughout, fresh interior paint, and modern LED recessed lighting, while a welcoming gas fireplace creates a warm gathering space for everyday living and entertaining. The spacious kitchen showcases refreshed cabinetry with ample storage and a functional peninsula that flows seamlessly into the main living areas, complemented by brand-new kitchen appliances and a new washer and dryer for added convenience. A full bedroom and bathroom on the main level provide flexibility for guests or a private workspace, while upstairs you’ll find an oversized primary suite along with three additional bedrooms and a dedicated laundry room designed for comfortable daily living. The expansive backyard offers a private outdoor retreat with large grassy areas for play and mature fruit trees including guava, tangerine, pomegranate, and apple, all with low-maintenance landscaping so you can spend more time enjoying and less time maintaining. Additional highlights include a 2-car garage with a large driveway, no HOA, and no Mello-Roos, all ideally located near Dixon Lake, Daley Ranch trails, Mayflower Dog Park, shopping, dining, and convenient freeway access a rare opportunity to own one of the largest and most flexible homes in this established Escondido neighborhood, ready to enjoy immediately without the cost, time, or stress of remodeling. Photos may include virtual staging for illustrative purposes only. No furniture or décor depicted in staged images is included in the sale.

Mortgage Calculator

Est. Monthly Payment

$5,707

Principal & Interest$4,546
Property Tax$899
Insurance$262
%($179,800)
%

Investment Score

7D
Est. Monthly Rent
$4,653
Monthly Cashflow

Rent − PITI − HOA

$-1,054
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,873

Mortgage (P+I)
$4,546
Cap Rate
2.23%
Cash-on-Cash
-19.18%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$8,384

NOI (Annual)
$20,072
Price-to-Rent

Lower = better for investors

16.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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