
3095 L St
ASan Diego, CA 92102
Soft Appraisal Value: $947,100 · 0.3% above estimate
Beds
3
Baths
3.5
Sqft
1,558
Year Built
1969
Days on Market
47
Property Type
Single Family
HOA/mo
N/A
MLS ID
260009809SD
This property is in San Diego (92102). View neighborhood stats →
About This Property
Great opportunity for a first-time homebuyer or investor! This single-family residence includes a permitted attached ADU with its own private entrance, separate address (3097 L St), and separate utilities—ideal for generating rental income to help offset your monthly mortgage. The main home features 3 bedrooms, 3.5 bathrooms, and a 2-car garage, along with numerous recent upgrades including dual-pane windows, tile flooring, newer roof, updated plumbing, and fresh interior paint. The permitted 500 sq. ft. ADU offers 1 bedroom and 1 bathroom and is equipped with an in-unit washer and dryer, range microwave, and ceiling fans. Flexible purchase options available! Seller may consider seller financing, lease-to-own, or other creative financing terms for qualified buyers. Excellent opportunity for buyers seeking alternatives to traditional financing. Contact listing agent for details. Great opportunity for a first-time homebuyer! This single-family residence features a permitted attached ADU with its own private entrance, separate address (3097 L St), and individual utilities—perfect for generating rental income to help offset your monthly mortgage. The ADU is a nicely upgraded 1 bedroom, 1 bathroom unit currently rented for $2,200/month on a month-to-month lease, offering immediate income potential or flexibility for future use. The main home offers 3 bedrooms and 3.5 bathrooms, along with a 2-car garage and recent improvements including dual-pane windows, tile flooring, a newer roof, updated plumbing, and fresh interior paint.
Mortgage Calculator
Est. Monthly Payment
$6,031
Location
Loading map...
Comparable Properties
5 comps foundThis Property
$5,006
Comp Average
$3,182
244 26th St
2bd / 2ba · 900 sqft · Single Family
$735K
Est. $3,165/mo
2849 E St
2bd / 2ba · 915 sqft · Condo
$599K
Est. $2,776/mo
1150 21st Street
2bd / 2ba · 1,001 sqft · Condo
$719K
Est. $3,403/mo
1150 21st Street
2bd / 2ba · 1,001 sqft · Condo
$735K
Est. $3,403/mo

1261 34th St
2bd / 2.5ba · 1,214 sqft · Condo
$730K
Est. $3,165/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Get Expert AnalysisOpen Full Calculator