
3095 L St.
DSan Diego, CA 92102
Beds
3
Baths
3.5
Sqft
1,558
Year Built
1969
Days on Market
2
Property Type
Single Family
HOA/mo
N/A
MLS ID
260009809SD
This property is in San Diego (92102). View neighborhood stats →
About This Property
Great opportunity for a first-time homebuyer! This single-family residence features a permitted attached ADU with its own private entrance, separate address (3098 L St), and individual utilities—perfect for generating rental income to help offset your monthly mortgage. The ADU is a nicely upgraded 1 bedroom, 1 bathroom unit currently rented for $2,200/month on a month-to-month lease, offering immediate income potential or flexibility for future use. The main home offers 3 bedrooms and 3.5 bathrooms, along with a 2-car garage and recent improvements including dual-pane windows, tile flooring, a newer roof, updated plumbing, and fresh interior paint. Property also includes additional structures providing flexible space for storage, workspace, or other potential uses. Buyer to verify all permits, uses, and square footage. Live in the main home while the ADU helps pay your mortgage—an ideal setup for buyers looking to get started in homeownership with built-in financial support. Great opportunity for a first-time homebuyer! This single-family residence features a permitted attached ADU with its own private entrance, separate address (3099 L St), and individual utilities—perfect for generating rental income to help offset your monthly mortgage. The ADU is a nicely upgraded 1 bedroom, 1 bathroom unit currently rented for $2,200/month on a month-to-month lease, offering immediate income potential or flexibility for future use. The main home offers 3 bedrooms and 3.5 bathrooms, along with a 2-car garage and recent improvements including dual-pane windows, tile flooring, a newer roof, updated plumbing, and fresh interior paint.
Mortgage Calculator
Est. Monthly Payment
$6,666
Location
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Comparable Properties
5 comps foundThis Property
$3,675
Comp Average
$3,054
2548 Island Ave
3bd / 2ba · 1,146 sqft · Single Family
$750K
Est. $3,618/mo
639 19th St.
2bd / 1ba · 665 sqft · Single Family
$675K
Est. $2,690/mo

1261 34th St
2bd / 2.5ba · 1,214 sqft · Condo
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2849 E St
2bd / 2ba · 915 sqft · Condo
$645K
Est. $2,725/mo

1150 21st Street
2bd / 2ba · 1,001 sqft · Condo
$723K
Est. $2,587/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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