1150 21st Street

1150 21st Street #20

D

San Diego, CA 92102

$722,888
NEW — 0d on market

Beds

2

Baths

2

Sqft

1,001

Year Built

2007

Days on Market

0

Property Type

Condo

HOA/mo

$637.14

MLS ID

260007818SD

View on MLS

Description

Welcome to elevated urban living in the heart of Golden Hill. This beautifully positioned end-unit condo at 1150 21st St, Unit 20 offers an abundance of natural light, enhanced privacy, and refreshing coastal breezes that flow through the home in the afternoon and evening. Step inside to an inviting open-concept layout designed for both comfort and functionality. The spacious living and dining areas feature stylish tile flooring and seamlessly connect to a private balcony—your front-row seat to sweeping views of the San Diego skyline and Coronado Bridge at sunset. The well-appointed kitchen is outfitted with granite countertops and stainless steel appliances, perfect for everyday living or entertaining guests. Both bedrooms are generously sized and include walk-in closets, while fresh interior paint and new carpet add a clean, move-in-ready feel. The primary suite features a large walk-in shower, creating a relaxing retreat at the end of the day. Additional conveniences include an in-unit washer and dryer with dedicated storage cabinetry. This secure, well-maintained complex offers gated underground parking with two assigned spaces and convenient elevator access. Ideally located in a well-established pocket of Golden Hill, you’ll enjoy close proximity to local cafes, dining, and neighborhood charm—while still being just minutes from Downtown San Diego’s vibrant districts, waterfront attractions, and major freeway access.

Mortgage Calculator

Est. Monthly Payment

$5,226

Principal & Interest$3,655
Property Tax$723
Insurance$211
HOA$637
%($144,578)
%

Investment Score

0D
Est. Monthly Rent
$2,563
Monthly Cashflow

Rent − PITIA

$-2,663
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,855

Mortgage (P+I)
$3,655
Cap Rate
-0.33%
Cash-on-Cash
-32.00%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.49
Break-even Rent
$7,570

NOI (Annual)
$-2,399
Price-to-Rent

Lower = better for investors

23.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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