1261 34th St

1261 34th St

D

San Diego, CA 92102

$729,949

Beds

2

Baths

2.5

Sqft

1,214

Year Built

1982

Days on Market

68

Property Type

Condo

HOA/mo

$575.26

MLS ID

260001336SD

Description

Please excuse our appearance, we’re in the middle of our glow-up! Welcome to this hidden-gem townhome in the heart of San Diego, confidently stepping into its next chapter. This dual-primary-suite residence offers comfort and significant upgrades, both completed and underway. Inside, you’ll find two spacious primary suites, each with its own full bathroom, ideal for roommates, multigenerational living, guests, or a home office. A convenient half bath on the main level. The freshly painted interior provides a bright, modern canvas ready for your personal touch. Enjoy your private backyard, perfect for enjoying your morning coffee, evening beverage, hosting weekend BBQs, container gardening, or relaxing with your pets. A direct-access 2-car garage offers secure parking and extra storage. Now for the glow-up: the exterior is currently being repaired and repainted. A new roof has been installed, and additional improvements will include new gutters, an electric panel, windows, doors, and an HVAC system, creating long-term value and peace of mind. Location is a standout. Centrally located with easy access to all major San Diego military bases, including Naval Base San Diego, NAS North Island, MCRD, MCAS Miramar, and Naval Base Point Loma—making this an excellent option for active-duty service members, veterans, or military-connected buyers. Just minutes from Downtown San Diego, enjoy world-class dining, nightlife, entertainment, parks, shopping, and quick freeway access for an easy commute anywhere in the county.

Mortgage Calculator

Est. Monthly Payment

$5,209

Principal & Interest$3,691
Property Tax$730
Insurance$213
HOA$575
%($145,990)
%

Investment Score

8D
Est. Monthly Rent
$3,748
Monthly Cashflow

Rent − PITI − HOA

$-1,461
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,932

Mortgage (P+I)
$3,691
Cap Rate
1.25%
Cash-on-Cash
-12.01%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$5,209

NOI (Annual)
$9,114
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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