3020 Cowley Way
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3020 Cowley Way #105

D

San Diego, CA 92117

$598,000
NEW — 0d

Beds

2

Baths

1

Sqft

814

Year Built

1986

Days on Market

0

Property Type

Condo

HOA/mo

$445

MLS ID

260010653SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Residence 105 presents a rare opportunity to own a beautifully renovated two-bedroom residence in one of the most desirable locations within The Heights at Bay Park. This highly sought-after corner unit offers exceptional privacy with only one neighboring side, while its light-filled interior creates an inviting and airy atmosphere throughout. Designed to embrace effortless coastal living, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas—ideal for both everyday comfort and entertaining. Expansive windows invite in natural light and coastal breezes, enhancing the home’s bright and welcoming feel. Thoughtfully updated with modern finishes, this residence offers a clean, contemporary aesthetic paired with functional design. The spacious layout provides flexibility and comfort, making it well-suited for a variety of lifestyles. The Heights at Bay Park is a charming and intimate community featuring a quaint pool and barbecue area—perfect for relaxing or gathering with friends and neighbors. Ideally located, residents enjoy close proximity to freeway access, the bay, beaches, scenic walking and hiking trails, shopping, dining, and all that San Diego has to offer. Combining privacy, location, and coastal charm, Residence 105 is a standout opportunity in a highly desirable setting

Mortgage Calculator

Est. Monthly Payment

$4,241

Principal & Interest$3,024
Property Tax$598
Insurance$174
HOA$445
%($119,600)
%

Location

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Investment Score

25D
Est. Monthly Rent
$2,441
Monthly Cashflow

Rent − PITIA

$-1,800
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,860

Mortgage (P+I)
$3,024
Cap Rate
0.33%
Cash-on-Cash
-28.69%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$6,155

NOI (Annual)
$1,971
Price-to-Rent

Lower = better for investors

20.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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