4060 Huerfano Ave #237
Btop 30%San Diego, CA 92117
28 licensed short-term rentals within ½ mile (20 whole home), from the cities' license and permit lists of Nov 1, 2026.
No unit in this 74-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,919/mo full cashflow at 20% down, 7.49% rate.
Works at $143,106 (63% under asking), or at 91% down.
Rent $2,291/mo from 1 lease in this building (±1 bed).
Beds
1
Baths
1
Sqft
613
Year Built
1972
Days on Market
183
Property Type
Condo
HOA/mo
$660
MLS ID
260010345SD
This property is in San Diego (92117). View neighborhood stats →
About This Property
Bright and well-maintained 1-bedroom condo in the highly desirable Bay Ho community. First-floor entry and centrally located within the complex, this interior-facing unit offers a quieter, more private setting. Features new flooring throughout and a functional layout with ample kitchen and bedroom storage. Private patio overlooks the peaceful interior of the community. Amenities include pool, spa, and BBQ areas. Prime central location with easy access to I-5, just minutes to La Jolla, Pacific Beach, Costco, restaurants, and beaches. Includes one designated off-street parking space. Ideal for first-time buyers or investors.
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Est. Monthly Payment
$3,357
Location
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Zoned Schools
Elementary
Cadman Elementary · grades K-5 · San Diego Unified
Middle
Marston Middle · grades 6-8 · San Diego Unified
High
Clairemont High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,291
Comp Average
$2,325
4885 Cole
2bd / 1.5ba · 784 sqft · Condo
$419K
Est. $2,682/mo
6750 Beadnell
1bd / 1ba · 605 sqft · Condo
$359K
Est. $2,159/mo
5252 Balboa Arms Dr
1bd / 1ba · 564 sqft · Condo
$399K
Est. $2,184/mo
4060 Huerfano
1bd / 1ba · 613 sqft · Condo
$369K
Est. $2,291/mo
3020 Cowley Way
1bd / 1ba · 607 sqft · Condo
$441K
Est. $2,310/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building (±1 bed)
Blended 50/50 with a property-level estimate
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,919/mo short at 20% down; 91% down or +$2,492/mo rent closes it.
- Break-even price
- $143,106
- Break-even rent
- $4,783/mo
- Cashflow at 35% down
- −$1,508/mo
- Down payment to break even
- 91%
- Rate to break even
- Not reachable
63% under asking
$2,492/mo above the estimate
$356,720 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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