4060 Huerfano Ave

4060 Huerfano Ave #237

B

San Diego, CA 92117

$397,000

Soft Appraisal Value: $388,500 · 2.2% above estimate

Beds

1

Baths

1

Sqft

613

Year Built

1972

Days on Market

48

Property Type

Condo

HOA/mo

$660

MLS ID

260010345SD

This property is in San Diego (92117). View neighborhood stats →

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About This Property

Bright and well-maintained 1-bedroom condo in the highly desirable Bay Ho community. First-floor entry and centrally located within the complex, this interior-facing unit offers a quieter, more private setting. Features new flooring throughout and a functional layout with ample kitchen and bedroom storage. Private patio overlooks the peaceful interior of the community. Amenities include pool, spa, and BBQ areas. Prime central location with easy access to I-5, just minutes to La Jolla, Pacific Beach, Costco, restaurants, and beaches. Includes one designated off-street parking space. Ideal for first-time buyers or investors.

Mortgage Calculator

Est. Monthly Payment

$3,180

Principal & Interest$2,007
Property Tax$397
Insurance$116
HOA$660
%($79,400)
%

Location

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Investment Score

41C
Est. Monthly Rent
$2,308
Monthly Cashflow

Rent − PITIA

$-872
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,734

Mortgage (P+I)
$2,007
Cap Rate
0.83%
Cash-on-Cash
-26.21%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$4,560

NOI (Annual)
$3,280
Price-to-Rent

Lower = better for investors

14.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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