300 W Beech St 1407

300 W Beech St 1407

Ctop 80%

San Diego, CA 92101

$638,000
STR: check · no permits in this complex · TOT 13.75%

223 licensed short-term rentals within ½ mile (196 whole home), from the cities' license and permit lists of Nov 10, 2026.

No unit in this 72-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,276/mo full cashflow at 20% down, 7.43% rate.

Works at $211,465 (67% under asking), or at 94% down.

Rent $2,998/mo from 2 leases in this building ($2,996–$2,999).

Beds

1

Baths

1

Sqft

706

Year Built

2004

Days on Market

98

Property Type

Condo

HOA/mo

$684

MLS ID

260008979SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Highly desirable "07" unit in LaVita with a private balcony showcasing stunning views of Little Italy and the San Diego Bay. This beautifully renovated 1-bedroom, 1-bath home features a modern itchen, updated bathroom, wood flooring, and modern lighting throughout. Light-filled and move-in ready, the unit also includes in-unit laundry, extra storage, electric blinds, and one assigned parking space. Enjoy resort-style amenities including a pool, fitness center, lush grounds, and waterfall feature. Ideally located just blocks from Little Italy's top dining, nightlife, and the popular Saturday Farmers Market, with easy access to the waterfront. La Vita offers an impressive array of amenities, especially considering the exceptionally low HOA fees for the Downtown San Diego area. Residents have access to a swimming pool and spa, a fitness center, beautifully landscaped grounds with a fountain, a sun deck, and a recreation room. The building also features a common area with barbecues and an onsite manager. The location is ideal for enjoying the best of the city. You can easily walk to the numerous shops and restaurants in Little Italy!

Mortgage Calculator

Est. Monthly Payment

$5,052

Principal & Interest$3,544
Property Tax$638
Insurance$186
HOA$684
%($127,600)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$2,998

2 leases in this building · $2,996–$2,999

Thin data: only 2 leases behind this number.

Monthly Cashflow

Rent − PITIA

-$2,054
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,276

What would make this work?

$3,276/mo short at 20% down; 94% down or +$4,254/mo rent closes it.

Break-even price

67% under asking

$211,465
Break-even rent

$4,254/mo above the estimate

$7,252/mo
Cashflow at 35% down
−$2,611/mo
Down payment to break even

$599,720 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,544
Cap Rate
0.79%
Cash-on-Cash
-30.80%
DSCR

Need ≥ 1.25 for DSCR loan

0.59

NOI (Annual)
$5,024
Price-to-Rent

Lower = better for investors

17.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,276/mo