300 Beech #7
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300 Beech #7

Ctop 80%

San Diego, CA 92101

$590,000
NEW — 0d
STR: check · no permits in this complex · TOT 13.75%

208 licensed short-term rentals within ½ mile (181 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 80-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,873/mo full cashflow at 20% down, 7.43% rate.

Works at $215,931 (63% under asking), or at 91% down.

Rent $2,998/mo from 2 leases in this building ($2,996–$2,999).

Beds

1

Baths

1

Sqft

706

Year Built

2004

Days on Market

0

Property Type

Condo

HOA/mo

$650

MLS ID

260026489SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Live the Little Italy lifestyle in this secure interior ground floor condo, where your morning espresso is a short stroll away and your front door puts you steps from the Saturday Farmers Market, award-winning restaurants, and the waterfront. Warm hardwood floors flow throughout the open living space, creating an inviting backdrop for both quiet evenings and easy entertaining. Ground floor convenience means no elevators, no stairs, and effortless access for groceries, pets, and guests.

Mortgage Calculator

Est. Monthly Payment

$4,690

Principal & Interest$3,278
Property Tax$590
Insurance$172
HOA$650
%($118,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

33C
Est. Monthly Rent
$2,998

2 leases in this building · $2,996–$2,999

Thin data: only 2 leases behind this number.

Monthly Cashflow

Rent − PITIA

-$1,692
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,873

What would make this work?

$2,873/mo short at 20% down; 91% down or +$3,731/mo rent closes it.

Break-even price

63% under asking

$215,931
Break-even rent

$3,731/mo above the estimate

$6,729/mo
Cashflow at 35% down
−$2,258/mo
Down payment to break even

$536,900 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,278
Cap Rate
1.13%
Cash-on-Cash
-29.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$6,656
Price-to-Rent

Lower = better for investors

16.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,873/mo