29822 Jodi Ann Ct
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29822 Jodi Ann Ct

Btop 30%

Escondido, CA 92026

$784,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,839/mo full cashflow at 20% down, 7.36% rate.

Works at $412,664 (47% under asking), or at 73% down.

Rent $4,303/mo from 6 leases of 4-bed houses in 92026 ($4,203–$4,679).

Beds

4

Baths

2.5

Sqft

2,033

Year Built

2003

Days on Market

57

Property Type

Single Family

HOA/mo

$160

MLS ID

NDP2608666

This property is in Escondido (92026). Browse neighborhood analytics →

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About This Property

The seller will entertain offers between $ 749,000 and $ 784,000. Welcome to The Courtyards in North Escondido! Built in 2003, this well-maintained community offers a peaceful, rural-inspired setting with private roads and a charming central park area, all just minutes from the 15 Freeway for easy commuting. This highly sought-after floor plan features 2,033 square feet of comfortable living space, showcasing soaring high ceilings, durable wood-look flooring, and dual-pane windows throughout. Thoughtful system upgrades have been made to the home, including a newer air conditioning and heating unit, an owned solar panel system, garage overhead storage, and low-maintenance artificial turf on both side yards. The main level flows effortlessly in an open-concept design, connecting the living room, dining room, and kitchen. The spacious kitchen is highlighted by a large eat-at bar, generous storage, newer stainless steel appliances, and granite countertops. Conveniently tucked beneath the stairs is ample storage, positioned alongside the laundry closet and garage entry. Upstairs are two primary suites and two bedrooms. The house is wired to charge two vehicles. Outside, a large concrete patio sets the scene for outdoor dining and entertaining, while two side yards with artificial turf offer year-round, low-maintenance enjoyment. The home's position within the community provides an exceptional level of privacy.

Mortgage Calculator

Est. Monthly Payment

$5,498

Principal & Interest$4,326
Property Tax$784
Insurance$229
HOA$160
%($156,800)
%
Loan Term

Location

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Zoned Schools

  • High

    Valley Center High · grades 9-12 · Valley Center-Pauma Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

50B
Est. Monthly Rent
$4,303

6 leases of 4-bed houses in 92026 · $4,203–$4,679

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,196
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,839

What would make this work?

$2,839/mo short at 20% down; 73% down or +$3,686/mo rent closes it.

Break-even price

47% under asking

$412,664
Break-even rent

$3,686/mo above the estimate

$7,989/mo
Cashflow at 35% down
−$2,027/mo
Down payment to break even

$572,320 cash

73%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,326
Cap Rate
2.61%
Cash-on-Cash
-21.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.78

NOI (Annual)
$20,426
Price-to-Rent

Lower = better for investors

15.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,839/mo