2484 Bear Rock Glen
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2484 Bear Rock Glen

Ctop 80%

Escondido, CA 92026

$1,049,000
NEW — 0d
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,611/mo full cashflow at 20% down, 7.49% rate.

Works at $451,155 (57% under asking), or at 83% down.

Rent $4,864/mo from 8 leases of 4-bed houses within 2 mi ($4,278–$4,601).

Beds

4

Baths

2.5

Sqft

2,090

Year Built

1995

Days on Market

0

Property Type

Single Family

HOA/mo

$265

MLS ID

260026299SD

This property is in Escondido (92026). Browse neighborhood analytics →

About This Property

Welcome to this beautifully maintained home in the sought-after, gated community of Emerald Heights! Remodeled in 2020, this home offers a bright, open floor plan with soaring ceilings, oversized windows, and an abundance of natural light. The upgraded kitchen features elegant waterfall countertops, modern cabinetry, an updated sink, and more. A convenient downstairs half bath and laundry room add to the functionality, while all four bedrooms and remaining bathrooms are thoughtfully situated upstairs. Enjoy resort-style community amenities, including a sparkling pool, jacuzzi, three tennis courts, basketball court, and breathtaking views. Experience comfortable living in a private community with amenities you'll love!

Mortgage Calculator

Est. Monthly Payment

$7,482

Principal & Interest$5,862
Property Tax$1,049
Insurance$306
HOA$265
%($209,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Richland Elementary · grades K-5 · San Marcos Unified

  • Middle

    Woodland Park Middle · grades 6-8 · San Marcos Unified

  • High

    Mission Hills High · grades 9-12 · San Marcos Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

21C
Est. Monthly Rent
$4,864

8 leases of 4-bed houses within 2 mi · $4,278–$4,601

Blended 50/50 with the zip's market median ($5,326)

Monthly Cashflow

Rent − PITIA

-$2,618
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,611

What would make this work?

$4,611/mo short at 20% down; 83% down or +$5,988/mo rent closes it.

Break-even price

57% under asking

$451,155
Break-even rent

$5,988/mo above the estimate

$10,852/mo
Cashflow at 35% down
−$3,512/mo
Down payment to break even

$870,670 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,862
Cap Rate
1.71%
Cash-on-Cash
-26.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$17,932
Price-to-Rent

Lower = better for investors

18.0

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,611/mo