2885 B Street
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2885 B Street

D

San Diego, CA 92102

$1,069,000
NEW — 2d

Beds

2

Baths

2.5

Sqft

1,435

Year Built

2020

Days on Market

2

Property Type

Single Family

HOA/mo

$443

MLS ID

NDP2604136

This property is in San Diego (92102). View neighborhood stats →

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About This Property

Perched above the city in the heart of Golden Hill, this beautifully upgraded home captures stunning downtown skyline views and offers one of San Diego’s most walkable lifestyles, just minutes from Balboa Park, South Park, and local favorites. Inside, the home blends modern comfort with thoughtful upgrades, featuring 2 x Master suites, a highly functional layout with 2.5 bathrooms, luxury vinyl plank flooring with warranty, electric blinds, a water softener for everyday comfort. Energy efficiency meets convenience with 15 fully paid solar panels and a 240-volt EV charging outlet in the garage, significantly reducing long-term utility costs. The private patio creates the perfect space to relax, entertain, or enjoy San Diego’s year-round indoor-outdoor living. The garage is further enhanced with custom California Closets cabinetry, offering premium storage backed by a lifetime warranty. Step outside and experience the lifestyle buyers are searching for. Walk to Starbucks, Intazza, The Drop Coffee, and some of San Diego’s most popular dining spots including Buona Forchetta, Kindred, Harland Brewing, and Stella Jean’s Ice Cream. With Balboa Park just a short stroll away and quick access to downtown, golf courses, parks, and recreation, this location delivers both charm and connectivity. This is a rare opportunity to own a turnkey home in one of San Diego’s most vibrant neighborhoods where elevated views, modern upgrades, and an unbeatable lifestyle come together.

Mortgage Calculator

Est. Monthly Payment

$7,229

Principal & Interest$5,405
Property Tax$1,069
Insurance$312
HOA$443
%($213,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,180
Monthly Cashflow

Rent − PITIA

$-4,049
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,672

Mortgage (P+I)
$5,405
Cap Rate
-0.30%
Cash-on-Cash
-31.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$10,546

NOI (Annual)
$-3,195
Price-to-Rent

Lower = better for investors

28.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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