4027 C St

4027 C St

A

San Diego, CA 92102

$799,990

Soft Appraisal Value: $800,600 · 0.1% below estimate

Beds

3

Baths

2

Sqft

1,177

Year Built

1999

Days on Market

48

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010312SD

This property is in San Diego (92102). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully maintained and versatile property featuring owned solar, nestled on a private cul-de-sac in the centrally located Mt. Hope neighborhood. This unique offering includes a 2-bed, 1-bath main residence along with a charming 1-bed, 1-bath attached ADU with its own private entrance, ideal for rental income, guest accommodations, or multi-generational living. The main home boasts vaulted ceilings and a light-filled, airy ambiance, along with an inviting covered front patio and a spacious, low-maintenance front yard, perfect for relaxing, entertaining, or enjoying morning coffee. Inside, you’ll find an updated kitchen with sleek granite countertops, abundant natural light, and engineered hardwood flooring throughout, creating a warm atmosphere. Tucked away at the rear of the property, the secondary unit offers a peaceful and private retreat featuring a full kitchenette, providing excellent flexibility and income potential. Step outside to an oversized, thoughtfully upgraded backyard designed for both relaxation and entertaining, featuring low-maintenance turf, mature trees, and a stylish pergola. With plenty of space for a grill, gatherings, or simply unwinding, it’s the perfect setting to enjoy sunny San Diego days year-round. Additional highlights include a gated driveway for added security and convenience, complete with a carport, RV parking, and ample space for multiple vehicles. The property also offers additional built-in storage for both units. Ideally located with easy freeway access and just minutes from downtown San Diego, shopping and dining.

Mortgage Calculator

Est. Monthly Payment

$5,079

Principal & Interest$4,045
Property Tax$800
Insurance$233
%($159,998)
%

Location

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Investment Score

67A
Est. Monthly Rent
$4,943
Monthly Cashflow

Rent − PITIA

$-135
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,939

Mortgage (P+I)
$4,045
Cap Rate
3.16%
Cash-on-Cash
-14.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.97
Break-even Rent
$7,461

NOI (Annual)
$25,278
Price-to-Rent

Lower = better for investors

13.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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