2781 B Street
Ctop 80%San Diego, CA 92102
114 licensed short-term rentals within ½ mile (81 whole home), from the cities' license and permit lists of Nov 10, 2026.
None of the 1 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,597/mo full cashflow at 20% down, 7.43% rate.
Works at $406,489 (54% under asking), or at 80% down.
Rent $4,185/mo from 10 leases of 2–4 bed condos & townhomes within 0.5 mi ($3,802–$4,041).
Beds
3
Baths
2
Sqft
1,565
Year Built
2021
Days on Market
96
Property Type
Townhouse
HOA/mo
$100
MLS ID
260019126SD
This property is in San Diego (92102). View neighborhood stats →
About This Property
Modern 3 Bedroom Townhome in the Heart of San Diego! Enjoy comfortable, convenient city living in this three-story townhome located in San Diego’s vibrant Golden Hill neighborhood! Ideally situated close to dining, entertainment, and outdoor attractions. Featuring a spacious and functional multi-level layout, contemporary finishes, desirable amenities, this home offers the perfect opportunity to enjoy the best of San Diego living! PROPERTY HIGHLIGHTS: * 3 bedroom & 2 full bathroom * 1,565 square feet of living space * Oversized 2-car garage * Private balconies * Kitchen includes stainless steel appliances: refrigerator, electric stove/oven, microwave, & dishwasher * High efficiency energy star ductless mini split systems for heating & air conditioner * High efficiency energy star water heater * Fantastic location close to everything the city has to offer! Unbeatable central location just minutes from Downtown, Balboa Park, and Coronado Island, with convenient access to local restaurants, parks, public transportation, and major freeways. Make this Golden Hill townhouse your next home! Experience everything San Diego has to offer from the comfort of this inviting Golden Hill townhome!
Mortgage Calculator
Est. Monthly Payment
$6,091
Location
Loading map...
Zoned Schools
Elementary
Golden Hill K-8 · grades PK-8 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$4,185
Comp Average
$4,252
1003 30th St
2bd / 1.5ba · 1,195 sqft · Townhouse
$919K
Est. $5,900/mo
1261 34th St
2bd / 2.5ba · 1,214 sqft · Condo
$729K
Est. $3,134/mo
1055 32nd St
3bd / 2.5ba · 1,506 sqft · Townhouse
$995K
Est. $4,066/mo
1001 32nd St
3bd / 2.5ba · 1,527 sqft · Townhouse
$1000K
Est. $3,908/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed condos & townhomes within 0.5 mi · $3,802–$4,041
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,597/mo short at 20% down; 80% down or +$4,671/mo rent closes it.
- Break-even price
- $406,489
- Break-even rent
- $8,856/mo
- Cashflow at 35% down
- −$2,686/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$4,671/mo above the estimate
$699,920 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator