
1001 32nd St #4
Ctop 80%San Diego, CA 92102
16 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 9, 2026.
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$5,016/mo full cashflow at 20% down, 7.43% rate.
Works at $346,851 (65% under asking), or at 93% down.
Rent $3,908/mo from 41 leases of 2–4 bed condos & townhomes within 2 mi ($3,444–$4,359).
Beds
3
Baths
2.5
Sqft
1,527
Year Built
2026
Days on Market
47
Property Type
Townhouse
HOA/mo
$345.36
MLS ID
260023363SD
This property is in San Diego (92102). View neighborhood stats →
About This Property
New construction in Golden Hill with room to spread out. This 3-bedroom, 2.5-bath Golden Ridge townhome features open living areas, a private balcony, modern finishes, and a large, direct-access 2-car garage. The community also has a small dog park. Enjoy owned solar and low-maintenance living close to Balboa Park, downtown, and Golden Hill’s local cafés. Find your space in Golden Hill at Golden Ridge, a collection of new townhomes designed for the way you live today. This 3-bedroom, 2.5-bath home offers an open main living area with space to gather, a private balcony for fresh air, and thoughtfully selected finishes throughout. The three-level layout gives the bedrooms separation from the living space, with the flexibility to use one as an office or guest room. A large, direct-access 2-car garage adds everyday convenience, and the community’s small dog park gives four-legged neighbors a place to get outside. Golden Ridge also features an upgraded appliance package and energy-efficient features, including solar. From here, Golden Hill’s cafés, Balboa Park, downtown San Diego, and major freeways are all close by.
Mortgage Calculator
Est. Monthly Payment
$7,192
Location
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Comparable Properties
4 comps foundThis Property
$3,908
Comp Average
$4,321
1003 30th St
2bd / 1.5ba · 1,195 sqft · Townhouse
$919K
Est. $5,900/mo
2781 B Street
3bd / 2ba · 1,565 sqft · Townhouse
$875K
Est. $4,185/mo
1261 34th St
2bd / 2.5ba · 1,214 sqft · Condo
$729K
Est. $3,134/mo
1055 32nd St
3bd / 2.5ba · 1,506 sqft · Townhouse
$995K
Est. $4,066/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
41 leases of 2–4 bed condos & townhomes within 2 mi · $3,444–$4,359
Blended 50/50 with the zip's market median ($3,947)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,016/mo short at 20% down; 93% down or +$6,515/mo rent closes it.
- Break-even price
- $346,851
- Break-even rent
- $10,423/mo
- Cashflow at 35% down
- −$3,975/mo
- Down payment to break even
- 93%
- Rate to break even
- Not reachable
65% under asking
$6,515/mo above the estimate
$929,907 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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