2742 Prairiestone

2742 Prairiestone

Atop 10%

Escondido, CA 92027

$899,900
NEW — 1d

Pass at asking: -$2,851/mo full cashflow at 20% down, 7.36% rate.

Works at $526,703 (41% under asking), or at 66% down.

Rent $5,228/mo from 15 leases of houses within 2 mi, size-adjusted ($4,701–$5,205).

Beds

5

Baths

4

Sqft

2,236

Year Built

1988

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260027077SD

This property is in Escondido (92027). View neighborhood stats →

About This Property

This home was built to entertain and designed to last. Five bedrooms, including an attached granny flat, prepaid solar, and a backyard that outperforms properties at twice the price. The outdoor space is the centerpiece. A low-maintenance saltwater pool and spa with an easy-care filtration system, a fully built-out outdoor kitchen with a gas BBQ and built-in refrigerator, and a shaded dining area under professionally installed sun sails, all looking out to open rolling hills with no rear neighbors. A side yard with raised garden beds and drip irrigation adds a thoughtful bonus most homes skip. That combination of privacy, natural backdrop, and purposeful design is something you simply cannot manufacture. Inside, vaulted ceilings run through the main living areas and continue into the primary suite. The kitchen has custom wood cabinets, granite countertops, a stainless farm sink, and large windows that frame the pool and hillside views as you cook. The space opens directly to the dining area and flows into the family room, where a stacked stone fireplace anchors the room. Wood floors run throughout the living room, dining room, and kitchen. Energy-efficient windows, updated HVAC, and professional exterior upgrades round out the interior improvements. The primary suite has vaulted ceilings, an en-suite bathroom with double vanity and walk-in shower. Three additional bedrooms are well-sized, all with ceiling fans. The attached granny flat gives you flexible space for extended family, guests, or a dedicated home office. Prepaid solar, professionally landscaped front and back yards with low-maintenance succulents and water-conscious design, and a fire pit to finish off the outdoor setup. The location adds one more reason to move quickly. Daley Ranch and Dixon Lake are just minutes away, offering approximately 3,200 acres of natural open space, trails, and recreation. The San Diego Zoo Safari Park is close by, and easy access to State Route 78 and Interstate 15 puts the rest of San Diego County within comfortable reach.

Mortgage Calculator

Est. Monthly Payment

$6,127

Principal & Interest$4,965
Property Tax$900
Insurance$262
%($179,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Glen View Elementary · grades K-5 · Escondido Union

  • Middle

    Hidden Valley Middle · grades 6-8 · Escondido Union

  • High

    Orange Glen High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

55A
Est. Monthly Rent
$5,228

15 leases of houses within 2 mi, size-adjusted · $4,701–$5,205

Blended 50/50 with the zip's market median ($5,345)

Monthly Cashflow

Rent − PITIA

-$899
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,851

What would make this work?

$2,851/mo short at 20% down; 66% down or +$3,703/mo rent closes it.

Break-even price

41% under asking

$526,703
Break-even rent

$3,703/mo above the estimate

$8,931/mo
Cashflow at 35% down
−$1,920/mo
Down payment to break even

$593,934 cash

66%
Rate to break even

at 20% down

0.37%

Mortgage (P+I)
$4,965
Cap Rate
3.17%
Cash-on-Cash
-19.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.85

NOI (Annual)
$28,502
Price-to-Rent

Lower = better for investors

14.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,851/mo