2345 Amber Oak
Ctop 80%Escondido, CA 92027
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,941/mo full cashflow at 20% down, 7.43% rate.
Works at $446,960 (53% under asking), or at 80% down.
Rent $4,724/mo from 7 leases of 4-bed houses in 92027 ($4,465–$5,038).
Beds
4
Baths
3
Sqft
2,140
Year Built
1998
Days on Market
109
Property Type
Single Family
HOA/mo
$205
MLS ID
NDP2607007
This property is in Escondido (92027). View neighborhood stats →
About This Property
15 minute drive to I-15! LOW HOA & PRICE JUST REDUCED! Welcome to Rancho San Pasqual! Gated community with mature tree-lined streets and homes on the golf course! Upgraded baths, newer HVAC and pre-listing roof and home inspections available to show how move-in ready this property is! Sunset and golf course views from your back yard, or primary suite balcony. Practice on your own artificial turf putting green. LOW HOA: This gated community offers a park, playground, basketball and pickleball courts, olympic size pool, spa, clubhouse and BBQ area. Golf course managed by JC golf and is another common area for residents to enjoy live music, happy hours, pizza nights, and other organized activities. Short drive to shopping, restaurants, wineries, World Famous Safari Park and great schools!
Mortgage Calculator
Est. Monthly Payment
$6,778
Location
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Zoned Schools
Elementary
San Pasqual Union Elementary · grades K-8 · San Pasqual Union Elementary
Middle
San Pasqual Union Elementary · grades K-8 · San Pasqual Union Elementary
High
Orange Glen High · grades 9-12 · Escondido Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,724
Comp Average
$4,603
3068 Sprucewood Lane
3bd / 3ba · 2,175 sqft · Single Family
$925K
Est. $4,411/mo
1346 Birch Avenue
4bd / 2ba · 1,975 sqft · Single Family
$999K
Est. $4,609/mo
2201 Orange Grove Place
4bd / 3ba · 2,175 sqft · Single Family
$1.00M
Est. $4,744/mo
3407 Foxley Drive
4bd / 2.5ba · 2,058 sqft · Single Family
$1.08M
Est. $4,678/mo
3437 Foxley Drive
4bd / 2.5ba · 2,058 sqft · Single Family
$1.18M
Est. $4,573/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
7 leases of 4-bed houses in 92027 · $4,465–$5,038
Blended 50/50 with the zip's market median ($4,656)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,941/mo short at 20% down; 80% down or +$5,118/mo rent closes it.
- Break-even price
- $446,960
- Break-even rent
- $9,842/mo
- Cashflow at 35% down
- −$2,941/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
53% under asking
$5,118/mo above the estimate
$768,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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