
2108 Jeremy Place
Ctop 80%Escondido, CA 92027
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,787/mo full cashflow at 20% down, 7.36% rate.
Works at $479,364 (51% under asking), or at 77% down.
Rent $5,067/mo from 14 leases of 3–5 bed houses within 2 mi ($4,983–$5,593).
Beds
4
Baths
3
Sqft
2,517
Year Built
1990
Days on Market
0
Property Type
Single Family
HOA/mo
$238
MLS ID
SB26241355
This property is in Escondido (92027). View neighborhood stats →
About This Property
Incredible opportunity for 5.99% assumable interest rate FHA loan. Tucked away at the end of a peaceful North Escondido cul-de-sac, 2108 Jeremy Place is the kind of home that makes an impression the moment you step inside. Spanning 2,517 square feet, this residence effortlessly balances sophisticated design with a warm, inviting atmosphere that feels like home. The open floor plan is defined by soaring high ceilings and an abundance of natural light, courtesy of Milgard dual-pane windows outfitted with elegant plantation shutters. Durable yet stylish vinyl flooring flows throughout the main living areas, leading you into the heart of the home: a true chef’s kitchen. This space features a stunning marble island, sleek soft-close cabinetry, stainless steel appliances, and a charming greenhouse window perfect for an indoor herb garden. The layout is thoughtfully designed for modern living. The main level hosts three spacious bedrooms, each finished with mirrored closet doors. Upstairs, the primary suite serves as a private sanctuary, complete with a custom-designed walk-in closet and a spa-like bathroom featuring a deep free-standing soaking tub and a separate walk-in shower. Step outside to discover a private backyard oasis built for relaxation and entertaining. The focal point is a sparkling saltwater pool and spa, which comes heated and equipped with vibrant LED lighting for evening enjoyment. Beyond the aesthetics, the home is packed with high-value upgrades for long-term peace of mind, including solar panels, a newer roof, and a newer HVAC system. This is a rare opportunity to own a meticulously maintained property that checks every box for luxury, comfort, and energy efficiency. Best of all, this home puts you within close proximity of everything you need, from nearby parks, shopping, freeways and local dining.
Mortgage Calculator
Est. Monthly Payment
$6,877
Location
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Zoned Schools
Elementary
Conway Elementary · grades K-6 · Escondido Union
Middle
Rincon Middle · grades 6-8 · Escondido Union
High
Escondido High · grades 9-12 · Escondido Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,067
Comp Average
$4,867
3620 Foxley Dr
4bd / 3ba · 2,316 sqft · Single Family
$949K
Est. $4,803/mo
3152 Ferncreek Lane
4bd / 2.5ba · 2,437 sqft · Single Family
$995K
Est. $4,867/mo
1643 Citrus Hills Lane
3bd / 3ba · 2,540 sqft · Single Family
$995K
Est. $4,496/mo
3476 Butler Pl
4bd / 2.5ba · 2,620 sqft · Single Family
$1.10M
Est. $5,210/mo
3147 Butler Place
4bd / 2.5ba · 2,620 sqft · Single Family
$1.16M
Est. $4,961/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 3–5 bed houses within 2 mi · $4,983–$5,593
Blended 50/50 with the zip's market median ($4,620)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,787/mo short at 20% down; 77% down or +$4,918/mo rent closes it.
- Break-even price
- $479,364
- Break-even rent
- $9,985/mo
- Cashflow at 35% down
- −$2,779/mo
- Down payment to break even
- 77%
- Rate to break even
- Not reachable
51% under asking
$4,918/mo above the estimate
$750,750 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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