2288 Galvani Lane
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2288 Galvani Lane

Ctop 80%

Vista, CA 92084

$700,000
NEW — 0d
STR: check · park rules decide · TOT 8%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,196/mo full cashflow at 20% down, 7.43% rate.

Works at $283,766 (59% under asking), or at 86% down.

Rent $3,084/mo from 13 leases of houses within 2 mi, size-adjusted ($3,011–$3,434).

Beds

2

Baths

2

Sqft

1,040

Year Built

1990

Days on Market

0

Property Type

Single Family

HOA/mo

$195

MLS ID

NDP2610053

This property is in Vista (92084). Browse neighborhood analytics →

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About This Property

Some homes ask a lot of you. This one makes life easier. Tucked on a quiet cul-de-sac inside the gates of Verona Hills, 2288 Galvani Lane is single-level living at its most effortless. Everything is on one floor, so there are no stairs, no wasted space, and nothing standing between your perfect home. Step inside and the home feels brand new. New flooring flows throughout, fresh paint brightens every room, and new hardware adds a finished, polished touch. The two bedrooms and two baths are easy to live in and easy to love. Out back, the low-maintenance yard is just the right size. Linger over morning coffee, unwind at sunset, or bring a little gardening into your routine. Owned solar keeps your energy costs in check, and the seller is paying it off at close of escrow, so there’s no solar payment for you to take over. An attached two-car garage gives you room for cars, storage, and weekend projects. Life in Verona Hills means a sparkling community pool, a clubhouse for gathering, a tennis court, a playground, and common RV parking, all for $195 a month. When you’re ready to venture out, the Sprinter is under a mile away, the 78 is minutes from the gate, Vista Village is about 10 minutes away, and the beaches of Oceanside and Carlsbad are about 20 minutes away. Easy living, in a gated community, close to everything North County has to offer.

Mortgage Calculator

Est. Monthly Payment

$4,988

Principal & Interest$3,889
Property Tax$700
Insurance$204
HOA$195
%($140,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Hannalei Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

33C
Est. Monthly Rent
$3,084

13 leases of houses within 2 mi, size-adjusted · $3,011–$3,434

Blended 50/50 with the zip's market median ($3,036)

Monthly Cashflow

Rent − PITIA

-$1,904
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,196

What would make this work?

$3,196/mo short at 20% down; 86% down or +$4,151/mo rent closes it.

Break-even price

59% under asking

$283,766
Break-even rent

$4,151/mo above the estimate

$7,235/mo
Cashflow at 35% down
−$2,467/mo
Down payment to break even

$602,000 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,889
Cap Rate
1.45%
Cash-on-Cash
-27.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$10,159
Price-to-Rent

Lower = better for investors

18.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,196/mo