716 Civic Center Drive
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716 Civic Center Drive

Ctop 80%

Vista, CA 92084

$759,000

Pass at asking: -$3,589/mo full cashflow at 20% down, 7.36% rate.

Works at $289,426 (62% under asking), or at 89% down.

Rent $2,872/mo from 9 leases of 1–3 bed houses within 2 mi ($2,641–$3,028).

Beds

2

Baths

1

Sqft

895

Year Built

1953

Days on Market

61

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608569

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

Single Family Home situated on approximately 0.29 acre, 716 Civic Center Drive features an approximately 895-square-foot single-story residence, a one-car garage, and a spacious rear yard approx. 12,564 SF lot size.. The existing home offers renovation and rental potential, while mixed-use zoning provides an opportunity to explore future development, subject to City approval. This North San Diego County location offers convenient access to SR-78 and surrounding commercial amenities. Buyer to independently verify square footage, lot sizes, zoning, permitted uses, development potential, and all information material to the purchase.

Mortgage Calculator

Est. Monthly Payment

$5,168

Principal & Interest$4,188
Property Tax$759
Insurance$221
%($151,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Foothill Oak Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

26C
Est. Monthly Rent
$2,872

9 leases of 1–3 bed houses within 2 mi · $2,641–$3,028

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,296
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,589

What would make this work?

$3,589/mo short at 20% down; 89% down or +$4,661/mo rent closes it.

Break-even price

62% under asking

$289,426
Break-even rent

$4,661/mo above the estimate

$7,533/mo
Cashflow at 35% down
−$2,803/mo
Down payment to break even

$675,510 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,188
Cap Rate
1.17%
Cash-on-Cash
-28.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.56

NOI (Annual)
$8,910
Price-to-Rent

Lower = better for investors

22.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,589/mo