221 El Camino Real #29
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221 El Camino Real #29

Atop 10%

Oceanside, CA 92058Neighborhood: San Luis Rey

$209,950
STR closed · inland Oceanside

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

Works at asking: +$60/mo full cashflow at 20% down, 7.36% rate.

Still breaks even up to $217,771 (4% above asking).

Rent $2,162/mo: zip market median for this bed count.

Beds

2

Baths

2

Sqft

960

Year Built

1972

Days on Market

100

Property Type

Mfd/Mobile Home

HOA/mo

N/A

MLS ID

WS26169942

This property is in Oceanside (92058). Browse neighborhood analytics →

About This Property

Charming 1972 Manufactured Home – Oceanside, CAMove-in ready 2 bed, 2 bath manufactured home with great flow and even better light. The primary suite features a roomy walk-in closet, while the second bath adds everyday convenience. Step into the expansive sunroom — a bright, versatile space ideal for morning coffee, entertaining, or simply unwinding. Covered carport parking and interior washer/dryer hookups round out this well-appointed home.Affordable space rent: $795/month.

Mortgage Calculator

Est. Monthly Payment

$1,430

Principal & Interest$1,158
Property Tax$210
Insurance$61
%($41,990)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Louise Foussat Elementary · grades K-5 · Oceanside Unified

  • Middle

    Jefferson Middle · grades 6-8 · Oceanside Unified

  • High

    Oceanside High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

95A
Est. Monthly Rent
$2,162

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

+$733
Full Cashflow

Incl. vacancy, PM, maint, capex

+$60

What would make this work?

Cashflows +$60/mo at 20% down with every reserve funded.

Break-even price

4% above asking

$217,771
Break-even rent

Estimated rent already clears it

$2,083/mo
Cashflow at 35% down
+$278/mo
Down payment to break even

$41,990 cash

20%
Rate to break even

at 20% down

7.88%

Mortgage (P+I)
$1,158
Cap Rate
7.58%
Cash-on-Cash
1.73%
DSCR
1.51

NOI (Annual)
$15,923
Price-to-Rent

Lower = better for investors

8.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow+$60/mo