2102 Palmer Drive
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2102 Palmer Drive

D

Oceanside, CA 92056

$1,225,000
NEW — 0d on market

Beds

3

Baths

2.5

Sqft

2,245

Year Built

1978

Days on Market

0

Property Type

Single Family

HOA/mo

$264

MLS ID

260008231SD

This property is in Oceanside (92056). View neighborhood stats →

View on MLS

About This Property

Single-story corner-lot home offering one of the best panoramic views in the entire neighborhood, overlooking the 5th hole of the private, members-only El Camino Country Club. This light-filled 4 bedroom, 3 bathroom home features 9 ft ceilings, crown molding, skylights in every room, real hardwood floors, newer plush carpet in all bedrooms, and brand-new carpet, lighting and paint in the loft. Very large bedrooms include multiple closets, garden-style bedroom doors, and a private back porch off the primary suite. The attached, ADU loft above the garage includes its own exterior entrance and half bathroom—ideal for a caretaker, office, rental, or young adult. The living room offers a cozy fireplace, farmhouse-style ceiling fan, built-in bookcase, and an included flatscreen television. The kitchen features granite countertops, two sinks, electric built-in range, dishwasher, refrigerator, and ample storage. Outdoor spaces include palm trees, low-maintenance landscaping, a paver-covered patio with a built-in firepit, and expansive bay windows framing the views. Additional highlights include a step-in shower, brand-new epoxied garage floors, a grand entrance with a solid wooden front door, and guest parking conveniently located directly across from the home. A quiet, peaceful sanctuary with exceptional views and seamless indoor-outdoor living. Welcome Home Indeed.

Mortgage Calculator

Est. Monthly Payment

$8,041

Principal & Interest$6,194
Property Tax$1,225
Insurance$357
HOA$264
%($245,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,023
Monthly Cashflow

Rent − PITIA

$-4,017
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,963

Mortgage (P+I)
$6,194
Cap Rate
0.23%
Cash-on-Cash
-29.21%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$11,768

NOI (Annual)
$2,771
Price-to-Rent

Lower = better for investors

25.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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