1309 Via Lucero

1309 Via Lucero

D

Oceanside, CA 92056

$739,500

Soft Appraisal Value: $749,500 · 1.3% below estimate

Beds

4

Baths

3.5

Sqft

1,563

Year Built

2018

Days on Market

30

Property Type

Townhouse

HOA/mo

$388

MLS ID

NDP2602150

Description

Experience modern coastal living in this beautifully updated 4 bed, 4 bath townhome in the Pacific Ridge gated community of Oceanside. Built in 2018, this three-story home offers an entry-level bedroom with full bath, an open-concept main level with a modern kitchen featuring quartz countertops and stainless-steel appliances, and a spacious balcony perfect for outdoor relaxation. The top floor includes a bright primary suite with a walk-in closet and dual-vanity bath, plus two additional bedrooms and a full bathroom. Additional features include an attached two-car garage, air conditioning, and a pet-friendly environment. Pacific Ridge residents enjoy resort-style amenities such as a pool, spa, playground, and BBQ areas—all within the desirable Oceanside School District and close to shopping, dining, and beaches.

Mortgage Calculator

Est. Monthly Payment

$5,083

Principal & Interest$3,739
Property Tax$740
Insurance$216
HOA$388
%($147,900)
%

Investment Score

6D
Est. Monthly Rent
$4,040
Monthly Cashflow

Rent − PITIA

$-1,043
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,588

Mortgage (P+I)
$3,739
Cap Rate
1.87%
Cash-on-Cash
-21.00%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$7,401

NOI (Annual)
$13,813
Price-to-Rent

Lower = better for investors

15.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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