1515 Fig Tree Way Oceanside

1515 Fig Tree Way Oceanside

D

, CA 92056

$740,000
NEW — 6d on market

Beds

3

Baths

2.5

Sqft

1,660

Year Built

2022

Days on Market

6

Property Type

Townhouse

HOA/mo

$364

MLS ID

260004416SD

View on MLS

Description

This beautifully designed tri-level townhome in Melrose Heights offers owned solar, guest parking directly in front of the unit, and an attached two-car garage. The open floor plan showcases durable flooring throughout the main living areas, a light-filled living room with balcony access, and a beautifully appointed kitchen featuring quartz countertops, a center island, crisp white cabinetry, stainless steel appliances, and recessed lighting. All bedrooms are thoughtfully located upstairs, including a spacious primary suite complete with an en-suite bathroom and walk-in closet. A full-size Samsung washer and dryer convey with the property for added convenience. Enjoy resort-style community amenities including a pool, spa, BBQ areas, tot lot, and recreation spaces—perfect for both everyday living and entertaining.

Mortgage Calculator

Est. Monthly Payment

$5,062

Principal & Interest$3,742
Property Tax$740
Insurance$216
HOA$364
%($148,000)
%

Investment Score

10D
Est. Monthly Rent

Market Rent Estimate

$3,830
Monthly Cashflow

Rent − PITI − HOA

$-1,232
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,729

Mortgage (P+I)
$3,742
Cap Rate
1.64%
Cash-on-Cash
-9.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.02
Break-even Rent
$5,062

NOI (Annual)
$12,149
Price-to-Rent

Lower = better for investors

16.1

* Defaults: 20% down, 6.5% rate, 30yr.

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