1515 Fig Tree Way
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1515 Fig Tree Way

D

Oceanside, CA 92056

$735,000

Soft Appraisal Value: $697,800 · 5.3% above estimate

Beds

3

Baths

2.5

Sqft

1,660

Year Built

2022

Days on Market

49

Property Type

Townhouse

HOA/mo

$364

MLS ID

260004416SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

This beautifully designed tri-level townhome in Melrose Heights offers owned solar, guest parking directly in front of the unit, and an attached two-car garage. The open floor plan showcases durable flooring throughout the main living areas, a light-filled living room with balcony access, and a beautifully appointed kitchen featuring quartz countertops, a center island, crisp white cabinetry, stainless steel appliances, and recessed lighting. All bedrooms are thoughtfully located upstairs, including a spacious primary suite complete with an en-suite bathroom and walk-in closet. A full-size Samsung washer and dryer convey with the property for added convenience. Enjoy resort-style community amenities including a pool, spa, BBQ areas, tot lot, and recreation spaces—perfect for both everyday living and entertaining.

Mortgage Calculator

Est. Monthly Payment

$5,030

Principal & Interest$3,717
Property Tax$735
Insurance$214
HOA$364
%($147,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,169
Monthly Cashflow

Rent − PITIA

$-861
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,432

Mortgage (P+I)
$3,717
Cap Rate
2.10%
Cash-on-Cash
-19.85%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.83
Break-even Rent
$7,327

NOI (Annual)
$15,416
Price-to-Rent

Lower = better for investors

14.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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