4366 Pacifica Way

4366 Pacifica Way

D

Oceanside, CA 92056

$749,000

Beds

3

Baths

3

Sqft

1,521

Year Built

2019

Days on Market

19

Property Type

Condo

HOA/mo

$345

MLS ID

OC26032521

View on MLS

Description

Welcome to St. Cloud, in Oceanside, a stunning Gated Community where you’ll find this exceptional Three-Story condo. A former model home, this meticulously cared-for residence boasts Three Bedrooms and Three Bathrooms. The main living area includes one bedroom and a full bath, providing an ideal space for living. The open layout has an abundance of natural light, while the adjacent balcony offers a perfect retreat for relaxation and outdoor enjoyment. On the third level, you will find two additional bedrooms, each accompanied by its own bathroom, as well as a convenient laundry area, ensuring ease and efficiency for daily living. Enjoy a Two-Car Attached Garage with direct access. A tankless water heater guarantees continuous hot water, while the Wired integrated surround sound system, and central speakers elevates the entertainment experience. Enjoy resort-style amenities like a community Swimming Pool and Spa, a state-of-the-art Fitness Center, and a Clubhouse perfect for hosting events. Outside, you'll find BBQ areas, a playground, and a half-basketball court. Location is key, being in close proximity to the Oceanside Pier, local shopping, dining, parks, and major freeways. This community is FHA and VA approved. This exquisite condo presents a unique opportunity to embrace a luxurious lifestyle within a serene and sought-after community. Schedule a showing today!

Mortgage Calculator

Est. Monthly Payment

$5,100

Principal & Interest$3,787
Property Tax$749
Insurance$218
HOA$345
%($149,800)
%

Investment Score

10D
Est. Monthly Rent

Market Rent Estimate

$3,802
Monthly Cashflow

Rent − PITI − HOA

$-1,297
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,796

Mortgage (P+I)
$3,787
Cap Rate
1.59%
Cash-on-Cash
-10.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.00
Break-even Rent
$5,099

NOI (Annual)
$11,896
Price-to-Rent

Lower = better for investors

16.4

* Defaults: 20% down, 6.5% rate, 30yr.

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