3529 Santa Maria Drive

3529 Santa Maria Drive

D

Oceanside, CA 92056

$749,900

Soft Appraisal Value: $730,800 · 2.6% above estimate

Beds

2

Baths

2

Sqft

1,127

Year Built

1973

Days on Market

103

Property Type

Single Family

HOA/mo

N/A

MLS ID

SW25279726

View on MLS

Description

Welcome to your charming 2-bedroom, 2-bath home in Oceanside, CA. This cozy 1,127-square-foot home sits on a desirable corner lot. Parking is a breeze with a one-car garage, additional driveway space, and convenient street parking. The property also features a gated backyard with concrete RV parking.The family/living room is located at the back of the home, just off the patio, and showcases a beautiful rock, wood-burning fireplace perfect for cozy evenings. The home includes stainless steel appliances, a newer water heater, 14 owned solar panels, and a dedicated laundry room with washer and dryer included. Centrally located in Oceanside near local amenities, this home is part of the desirable 55+ Costa Serena community.Don’t miss your chance to make this charming home your own!

Mortgage Calculator

Est. Monthly Payment

$4,761

Principal & Interest$3,792
Property Tax$750
Insurance$219
%($149,980)
%

Investment Score

3D
Est. Monthly Rent
$2,935
Monthly Cashflow

Rent − PITIA

$-1,826
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,126

Mortgage (P+I)
$3,792
Cap Rate
1.07%
Cash-on-Cash
-25.01%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$6,994

NOI (Annual)
$7,994
Price-to-Rent

Lower = better for investors

21.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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