1291 Via Lucero

1291 Via Lucero

D

Oceanside, CA 92056

$749,000

Soft Appraisal Value: $742,300 · 0.9% above estimate

Beds

3

Baths

4

Sqft

1,569

Year Built

2018

Days on Market

11

Property Type

Condo

HOA/mo

$388

MLS ID

260006333SD

Description

Welcome to 1291 Via Lucero #142 — Stylish Townhome Living in Pacific Ridge! Discover coastal-inspired living in this well-designed 3-bed, 3-bath townhome located in the gated Lucero at Pacific Ridge community in Rancho Del Oro. Built in 2018, this modern multi-story residence offers thoughtful finishes and an open layout ideal for everyday comfort and entertaining. Step inside to bright living spaces filled with natural light and enjoy the seamless flow between the kitchen, dining, and living areas. The kitchen features contemporary touches and easy access to outdoor space. Upstairs, the bedrooms are generously sized, with a primary suite and private bath providing a relaxing retreat. Residents of Pacific Ridge enjoy gated access and community amenities including a pool, spa, playgrounds, and BBQ areas — perfect for soaking up the Southern California lifestyle just minutes from beaches, shopping, and dining.

Mortgage Calculator

Est. Monthly Payment

$5,143

Principal & Interest$3,787
Property Tax$749
Insurance$218
HOA$388
%($149,800)
%

Investment Score

4D
Est. Monthly Rent
$3,707
Monthly Cashflow

Rent − PITI − HOA

$-1,435
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,912

Mortgage (P+I)
$3,787
Cap Rate
1.40%
Cash-on-Cash
-23.33%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$7,489

NOI (Annual)
$10,503
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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