18880 Caminito Cantilena #70
Ctop 80%Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo
1 licensed short-term rental within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 16-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,949/mo full cashflow at 20% down, 7.36% rate.
Works at $402,854 (56% under asking), or at 83% down.
Rent $4,160/mo from 9 leases of 2–4 bed houses within 2 mi, same school area ($3,739–$4,344).
Beds
3
Baths
2.5
Sqft
1,362
Year Built
2000
Days on Market
147
Property Type
Single Family
HOA/mo
$125
MLS ID
260014872SD
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to a move-in ready residence that blends comfort, style, and resort-like amenities. This well-maintained 3-bedroom, 2.5-bath home offers an open, functional layout ideal for everyday living and entertaining. Enjoy Light-filled living areas -versatile spaces for dining and relaxation, refreshed kitchen w/new appliances,countertop, new stainless sink and faucet. This home pairs modern updates with active-community living — perfect for buyers seeking convenience, recreation, and low-maintenance living. Spacious 3-Bed, 2.5-Bath Home in Secure Gated Community Welcome to a move-in ready residence that blends comfort, style, and resort-like amenities. This well-maintained 3-bedroom, 2.5-bath home offers an open, functional layout ideal for everyday living and entertaining. Key Features 3 bedrooms, 2.5 bathrooms — comfortable primary suite plus two additional bedrooms for family, guests, or office space. Updated kitchen — new solid-surface countertop, new stainless sink and faucet. Appliances convey — refrigerator, washer, and dryer included. Light-filled living areas — versatile spaces for dining and relaxation. Attached garage and ample storage. Community Amenities Gated, secure community Fitness center & exercise room Swimming pool and tennis courts Scenic fountain ponds and landscaped grounds This home pairs modern updates with active-community living — perfect for buyers seeking convenience, recreation, and low-maintenance living.
Mortgage Calculator
Est. Monthly Payment
$6,386
Location
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Zoned Schools
Elementary
Chaparral Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,160
Comp Average
$3,897
16074 Caminito De Linda
3bd / 3ba · 1,554 sqft · Single Family
$810K
Est. $4,196/mo
11251 Woodrush Ct
2bd / 3ba · 1,289 sqft · Single Family
$950K
Est. $3,768/mo
16915 Acena Drive
3bd / 2ba · 1,395 sqft · Single Family
$895K
Est. $3,907/mo
14412 Church Square
3bd / 2ba · 1,312 sqft · Single Family
$1.09M
Est. $4,060/mo
17539 Cumana Terrace
2bd / 2ba · 1,350 sqft · Single Family
$925K
Est. $3,555/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2–4 bed houses within 2 mi, same school area · $3,739–$4,344
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,949/mo short at 20% down; 83% down or +$5,128/mo rent closes it.
- Break-even price
- $402,854
- Break-even rent
- $9,288/mo
- Cashflow at 35% down
- −$2,997/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
56% under asking
$5,128/mo above the estimate
$763,185 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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