16074 Caminito De Linda
Ctop 80%Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 26-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,518/mo full cashflow at 20% down, 7.36% rate.
Works at $349,486 (57% under asking), or at 83% down.
Rent $4,196/mo from 12 leases of 2–4 bed houses within 1 mi ($3,522–$4,320).
Beds
3
Baths
3
Sqft
1,554
Year Built
1989
Days on Market
2
Property Type
Single Family
HOA/mo
$560
MLS ID
260026860SD
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to this 3-bedroom, 2.5-bath home in the desirable Tierra Del Sol community of Rancho Bernardo. Gorgeous LVP flooring runs throughout most of the downstairs. The functional floor plan offers bright living and dining areas, a downstairs bedroom with shutters, and a designated laundry room inside the unit. Upstairs, two primary suites each have their own ensuite bathroom. A private backyard is perfect for relaxing or entertaining with an expensive Westerly view. Residents enjoy access to the Bernardo Heights Clubhouse, featuring a fitness center, two pools, spa, 3 tennis courts, 4 pickleball courts, basketball, billiards, ping pong, and more. Nearby Lucido Park adds tennis courts, sports fields, BBQ areas, and a playground. Conveniently located near award-winning Poway Unified schools, shopping, dining, golf, parks, and major freeways, this home offers the perfect blend of comfort, convenience, and resort-style Rancho Bernardo living.
Mortgage Calculator
Est. Monthly Payment
$6,075
Location
Loading map...
Zoned Schools
Elementary
Highland Ranch Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,196
Comp Average
$4,168
11911 Callado Road
2bd / 2ba · 1,510 sqft · Single Family
$820K
Est. $3,840/mo
18880 Caminito Cantilena
3bd / 2.5ba · 1,362 sqft · Single Family
$920K
Est. $4,160/mo
18228 Via Guadalmina
3bd / 2ba · 1,630 sqft · Single Family
$1.10M
Est. $4,382/mo
15620 Via Calanova
3bd / 2ba · 1,708 sqft · Single Family
$1.04M
Est. $4,332/mo
17633 Corte Potosi
3bd / 2ba · 1,565 sqft · Single Family
$1.05M
Est. $4,126/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 2–4 bed houses within 1 mi · $3,522–$4,320
Blended 50/50 with the zip's market median ($4,302)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,518/mo short at 20% down; 83% down or +$4,569/mo rent closes it.
- Break-even price
- $349,486
- Break-even rent
- $8,765/mo
- Cashflow at 35% down
- −$2,680/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$4,569/mo above the estimate
$672,217 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator