18585 Caminito Pasadero
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18585 Caminito Pasadero #432

D

Rancho Bernardo, CA 92128

$399,000
NEW — 0d on market

Beds

1

Baths

1

Sqft

814

Year Built

1993

Days on Market

0

Property Type

Condo

HOA/mo

$607

MLS ID

260008290SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to resort-style living in Bernardo Vista Del Lago. This 1-bedroom, 1-bath, ground level (no inconvenient stairs), end-unit condo is an ideal opportunity for the buyer who values lifestyle, privacy, and amenities. Tucked at the end of the building, the home enjoys a private patio with hillside views and a more peaceful setting rarely found at this price point. The functional layout offers comfortable everyday living and a great canvas to personalize over time. Residents enjoy access to an impressive amenity package through the community’s dual HOA structure, including multiple pools and spas, fitness center, clubhouse/recreation room, tennis and pickleball courts, scenic walking trails, and beautifully maintained gated grounds. For buyers seeking an affordable entry into a guard-gated, amenity-rich Rancho Bernardo community, this home delivers exceptional lifestyle value with one of the best locations in the development.

Mortgage Calculator

Est. Monthly Payment

$3,140

Principal & Interest$2,018
Property Tax$399
Insurance$116
HOA$607
%($79,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$2,045
Monthly Cashflow

Rent − PITIA

$-1,095
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,897

Mortgage (P+I)
$2,018
Cap Rate
0.36%
Cash-on-Cash
-28.53%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$4,509

NOI (Annual)
$1,442
Price-to-Rent

Lower = better for investors

16.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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