18680 Caminito Cantilena

18680 Caminito Cantilena #236

D

Rancho Bernardo, CA 92128

$417,500
NEW — 2d on market

Soft Appraisal Value: $407,500 · 2.5% above estimate

Beds

1

Baths

1

Sqft

814

Year Built

1993

Days on Market

2

Property Type

Condo

HOA/mo

$607

MLS ID

260007900SD

View on MLS

Description

Resort-style living in the gated community of Morada at Bernardo Vista Del Lago awaits you. This upstairs corner unit features vaulted ceilings and an open kitchen design with granite counters and stainless steel appliances. The large family room includes a wood-burning fireplace, abundant windows for natural light, and direct access to the balcony—perfect for entertaining guests. Travertine flooring continues into the main bathroom, which features a freshly refinished shower. The primary bedroom offers a walk-in closet, vaulted ceilings, and direct access to the balcony. The unit includes a stackable washer and dryer, as well as central air. Residents of Morada enjoy resort-quality amenities, including their own pool and spa, in addition to access to the main pool, spa, tennis courts, fitness center, clubhouse, and billiards room. Conveniently located minutes from the freeway, North County Mall, and scenic Lake Hodges trails. All appliances convey. Home is turnkey ready.

Mortgage Calculator

Est. Monthly Payment

$3,257

Principal & Interest$2,111
Property Tax$418
Insurance$122
HOA$607
%($83,500)
%

Investment Score

3D
Est. Monthly Rent
$2,352
Monthly Cashflow

Rent − PITIA

$-906
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,794

Mortgage (P+I)
$2,111
Cap Rate
0.91%
Cash-on-Cash
-25.79%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$4,682

NOI (Annual)
$3,799
Price-to-Rent

Lower = better for investors

14.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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