1830 Idaho Avenue

1830 Idaho Avenue

Ctop 80%

Escondido, CA 92027

$1,549,900
NEW — 0d

Pass at asking: -$8,095/mo full cashflow at 20% down, 7.43% rate.

Works at $495,915 (68% under asking), or at 96% down.

Rent $4,947/mo from 9 leases of houses within 2 mi, size-adjusted ($5,086–$5,484).

Beds

4

Baths

3

Sqft

2,856

Year Built

2026

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2610104

This property is in Escondido (92027). View neighborhood stats →

Virtual Tour

About This Property

New Construction | Lives Like a Single Story | No HOA or Mello-Roos | Panoramic Views Brand-new construction in Escondido with no HOA dues and no Mello-Roos, a rare combination. Set on a sprawling .62-acre lot, this move-in-ready home showcases beautiful views from nearly every window. Designed to live like a single story, the home places the primary suite, kitchen, and all main living spaces on the entry level for everyday ease. Below, a generous bonus suite with a large bedroom, full bath, and private patio is ideal for guests, extended family, or a home office, offering privacy while still taking in the views. Highlights include an oversized deck for indoor-outdoor living, abundant natural light, a spacious kitchen with walk-in pantry, quartz countertops, gas range, and stainless steel appliances, plus engineered hardwood floors and owned solar. Enjoy the space and serenity of country living just minutes from everything Escondido has to offer. Schedule your private showing today.

Mortgage Calculator

Est. Monthly Payment

$10,612

Principal & Interest$8,610
Property Tax$1,550
Insurance$452
%($309,980)
%
Loan Term

Location

Loading map...

Investment Score

6C
Est. Monthly Rent
$4,947

9 leases of houses within 2 mi, size-adjusted · $5,086–$5,484

Blended 50/50 with the zip's market median ($4,661)

Monthly Cashflow

Rent − PITIA

-$5,665
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,095

What would make this work?

$8,095/mo short at 20% down; 96% down or +$10,513/mo rent closes it.

Break-even price

68% under asking

$495,915
Break-even rent

$10,513/mo above the estimate

$15,460/mo
Cashflow at 35% down
−$6,480/mo
Down payment to break even

$1,487,904 cash

96%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,610
Cap Rate
0.59%
Cash-on-Cash
-31.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.47

NOI (Annual)
$9,157
Price-to-Rent

Lower = better for investors

26.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$8,095/mo