3120 Shue Place
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3120 Shue Place

Ctop 80%

Escondido, CA 92027

$1,299,000
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$6,493/mo full cashflow at 20% down, 7.43% rate.

Works at $453,684 (65% under asking), or at 92% down.

Rent $5,008/mo from 7 leases of 4-bed houses in 92027 ($4,941–$5,574).

Beds

4

Baths

2.5

Sqft

2,620

Year Built

2025

Days on Market

111

Property Type

Single Family

HOA/mo

$372

MLS ID

NDP2606953

This property is in Escondido (92027). View neighborhood stats →

Virtual Tour

About This Property

*Seller will consider providing a permanent interest-rate buydown with an acceptable offer* Experience the future of homeownership at 3120 Shue Place in Dixon Trail, recognized as the nation's first wildfire-resilient neighborhood. This newly built, single-story ranch home is ENERGY STAR certified, sits on a premium lot, & showcases more than $225,000 in designer upgrades. Offering the perfect blend of luxury, sustainability, comfort & peace of mind, this move-in ready, all-electric home features owned solar and exceptional energy efficiency for long-term savings in one of Escondido's most innovative communities in North County San Diego. See the accompanying Home Features attachment for more details about this lovely home. From the moment you arrive, you'll appreciate the exceptional curb appeal with professionally designed drought-tolerant landscaping, attractive paver hardscaping, & a beautifully finished exterior. The desirable south-facing home enjoys a north-facing backyard with breathtaking mountain views, creating the perfect setting for outdoor entertaining, relaxing evenings, or your morning coffee. Inside, the bright open-concept floor plan is enhanced by soaring ceilings & taller interior doorways, creating an open, spacious feel throughout. In addition to four bedrooms, a versatile flex room offers endless possibilities as a formal dining room, media room, fitness room, or home office, allowing you to tailor the space to your lifestyle. The gourmet kitchen is loaded with premium upgrades & designed for both everyday living & entertaining. Highlights include maple cabinetry, quartz countertops, a coordinated backsplash, soft-close cabinetry, a spacious walk-in pantry, an edge-to-edge glass induction cooktop, & a Smart Combination Oven with microwave, convection, steam & air fry capabilities. The luxurious primary suite is a private retreat featuring an oversized walk-in closet & a spa-inspired bathroom. Throughout the home, you'll find wood-look glazed porcelain tile flooring, plantation shutters, ceiling fans throughout, & the Privacy Package with upgraded insulation between interior walls for enhanced comfort & sound reduction. Designed for today's lifestyle, this smart home also includes a Wi-Fi-enabled HVAC system, an upgraded double sliding glass door, an EV charging outlet, epoxy garage flooring, & owned solar for exceptional efficiency & convenience. The ENERGY STAR certification helps reduce utility costs while high-performance ventilation & Low-E dual-pane windows contribute to a healthier, more comfortable living environment. Outdoor enthusiasts will love being just minutes from Dixon Lake, Daley Ranch, hiking, mountain biking, fishing, & scenic nature trails. Spend weekends exploring the world-famous San Diego Zoo Safari Park or enjoying Escondido Wine Country with more than 20 boutique wineries nearby. Shopping, restaurants, golf courses, & Interstate 15 are all just minutes away, providing convenient access throughout North County San Diego. Whether you're searching for a luxury home, a single-story home, an energy-efficient home, a smart home, or simply a beautifully upgraded home in Escondido, 3120 Shue Place offers an exceptional opportunity to enjoy modern living in one of Southern California's most innovative new communities. This premium lot, mountain-view home combines thoughtful design, sustainability, luxury finishes, owned solar, & an outstanding location that truly has it all.

Mortgage Calculator

Est. Monthly Payment

$9,266

Principal & Interest$7,216
Property Tax$1,299
Insurance$379
HOA$372
%($259,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Orange Glen Elementary · grades K-5 · Escondido Union

  • Middle

    Hidden Valley Middle · grades 6-8 · Escondido Union

  • High

    Orange Glen High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$5,008

7 leases of 4-bed houses in 92027 · $4,941–$5,574

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$4,258
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,493

What would make this work?

$6,493/mo short at 20% down; 92% down or +$8,432/mo rent closes it.

Break-even price

65% under asking

$453,684
Break-even rent

$8,432/mo above the estimate

$13,440/mo
Cashflow at 35% down
−$5,140/mo
Down payment to break even

$1,195,080 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,216
Cap Rate
0.90%
Cash-on-Cash
-29.99%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$11,689
Price-to-Rent

Lower = better for investors

21.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,493/mo