399 Coleman Court
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399 Coleman Court

Ctop 80%

Escondido, CA 92027

$1,079,500
NEW — 0d
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,513/mo full cashflow at 20% down, 7.49% rate.

Works at $494,499 (54% under asking), or at 80% down.

Rent $5,148/mo from 7 leases of 4-bed houses in 92027 ($5,216–$5,884).

Beds

4

Baths

3.5

Sqft

2,920

Year Built

2009

Days on Market

0

Property Type

Single Family

HOA/mo

$150

MLS ID

NDP2610029

This property is in Escondido (92027). View neighborhood stats →

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About This Property

OPEN HOUSE 11/7! No showingw before 11:00 AM on 11/7 2026. First time on market! One-owner, One-level living with true privacy on a rare flag lot in the highly sought-after Eureka Springs community. Set well back from the cul de sac on a long private concrete driveway, this home offers approximately 2,920 square feet of comfortable, easy-flow living with 4 bedrooms and 4 bathrooms on a 0.31-acre lot. With only two neighboring homes, the location provides uncommon seclusion within a well-maintained master-planned neighborhood. Metal fencing and a deep setback create immediate privacy upon arrival. A low-maintenance artificial-turf front yard and layered landscaping further screen the home, while the rocky hillside rises directly behind it as a natural buffer. The exterior features stone veneer accents, warm stucco, a tile roof, a covered entry porch, and a three-car tandem garage with a broad concrete apron. The floor plan provides effortless everyday living with a separate master suite wing, and guest wing. The backyard is an outdoor retreat with elevated tile platforms for seating, a jacuzzi on its own tile pad, and a gazebo-covered patio. Artificial turf, raised mulched beds, and mature trees and shrubbery deliver maximum privacy and a lush, low-maintenance landscape. Eureka Springs is a manicured park-like community near Dixon Lake, known for its newer homes, sidewalks, parks, greenbelts, landscaped common areas and walking trails, with convenient access to outdoor recreation, schools, shopping, and freeways. This is a rare opportunity for one-level living on a large private lot with exceptional scenic outdoor space in one of Escondido’s most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$7,577

Principal & Interest$6,033
Property Tax$1,080
Insurance$315
HOA$150
%($215,900)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Orange Glen Elementary · grades K-5 · Escondido Union

  • Middle

    Hidden Valley Middle · grades 6-8 · Escondido Union

  • High

    Orange Glen High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$5,148

7 leases of 4-bed houses in 92027 · $5,216–$5,884

Blended 50/50 with the zip's market median ($4,698)

Monthly Cashflow

Rent − PITIA

-$2,429
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,513

What would make this work?

$4,513/mo short at 20% down; 80% down or +$5,861/mo rent closes it.

Break-even price

54% under asking

$494,499
Break-even rent

$5,861/mo above the estimate

$11,009/mo
Cashflow at 35% down
−$3,382/mo
Down payment to break even

$863,600 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,033
Cap Rate
1.98%
Cash-on-Cash
-25.08%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$21,327
Price-to-Rent

Lower = better for investors

17.5

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,513/mo