1826 Spyglass Cir

1826 Spyglass Cir

C

Vista, CA 92081

$895,000
NEW — 1d

Beds

2

Baths

2

Sqft

1,525

Year Built

1989

Days on Market

1

Property Type

Single Family

HOA/mo

$285

MLS ID

NDP2606833

This property is in Vista (92081). View neighborhood stats →

About This Property

Fantastic premium location at Shadowridge Sunrise! Rarely available single level plan ON THE SHADOWRIDGE GOLF COURSE! First time on the market in nearly 20 years! Formal living and dining rooms. Family room with fireplace and custom built-in. Central air conditioning, new carpet, fresh interior paint. New windows installed early 2026. Dramatic vaulted ceilings, laundry room, attached 2-car garage. Inviting gated courtyard entry. Spacious backyard with sweeping panoramic golf course views from the private patio. No Mello-Roos! Community pool and spa just a short stroll down the street!

Mortgage Calculator

Est. Monthly Payment

$5,967

Principal & Interest$4,526
Property Tax$895
Insurance$261
HOA$285
%($179,000)
%

Investment Score

15D
Est. Monthly Rent
$3,393
Monthly Cashflow

Rent − PITIA

$-2,574
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,100

Mortgage (P+I)
$4,526
Cap Rate
0.57%
Cash-on-Cash
-27.48%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$8,717

NOI (Annual)
$5,109
Price-to-Rent

Lower = better for investors

22.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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