1745 Camino Strava
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1745 Camino Strava

Btop 30%

Chula Vista, CA 91913

$893,900
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,441/mo full cashflow at 20% down, 7.43% rate.

Works at $445,948 (50% under asking), or at 76% down.

Rent $5,000/mo from 16 leases of 3-bed condos & townhomes within 2 mi ($4,232–$4,625).

Beds

3

Baths

3

Sqft

2,226

Year Built

2026

Days on Market

82

Property Type

Condo

HOA/mo

$425

MLS ID

NDP2607862

This property is in Chula Vista (91913). Browse neighborhood analytics →

Virtual Tour

About This Property

Spacious two story home located in the Master Plan of Cota Vera, a mixed -use, walkable master-planned community surrounded by the beauty of Otay Ranch. Haddington, a gated community, for 55 years and older offering homeowners an easy, fun, lifestyle with exclusive access to their own community private recreational facility, outdoor pool with sundeck and cabanas, firepit, BBQ'S, and an indoor fitness center. Walking distance to a future public park which will include Pickle Ball and much more. This two story home is detached, spacious with primary and second bedroom downstairs and office with bonus room and full bed and bath upstairs. This home boasts high ceilings, open floorplan, gourmet kitchen with large island, stainless steel appliances, white shaker cabinets, quartz countertops, indoor laundry room with a sink and 2 car attached garage. Photos are of the community's model home and only shown for representative purposes.

Mortgage Calculator

Est. Monthly Payment

$6,546

Principal & Interest$4,966
Property Tax$894
Insurance$261
HOA$425
%($178,780)
%
Loan Term

Location

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Investment Score

41B
Est. Monthly Rent
$5,000

16 leases of 3-bed condos & townhomes within 2 mi · $4,232–$4,625

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($4,409). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$1,546
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,441

What would make this work?

$3,441/mo short at 20% down; 76% down or +$4,469/mo rent closes it.

Break-even price

50% under asking

$445,948
Break-even rent

$4,469/mo above the estimate

$9,469/mo
Cashflow at 35% down
−$2,510/mo
Down payment to break even

$679,364 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,966
Cap Rate
2.38%
Cash-on-Cash
-23.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.76

NOI (Annual)
$21,302
Price-to-Rent

Lower = better for investors

14.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,441/mo