2004 Gypsy Ave #5
Ctop 80%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,272/mo full cashflow at 20% down, 7.43% rate.
Works at $301,905 (59% under asking), or at 85% down.
Rent $3,810/mo from 27 leases of 3-bed condos & townhomes within 2 mi ($3,851–$4,135).
Beds
3
Baths
3.5
Sqft
1,802
Year Built
2026
Days on Market
60
Property Type
Condo
HOA/mo
$615
MLS ID
260022357SD
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
This new three-story townhome now includes upgraded flooring, and backsplash offers flexible living starting on the first floor with a private bedroom featuring an en-suite bathroom—ideal for guests, residents or anyone seeking main-level accessibility. The second floor serves as the social heart of the home, where an open Great Room connects seamlessly with the dining area and kitchen, extending to a cozy deck ready for morning coffee or evening unwinding. On the third floor, the owner's suite delivers a peaceful sanctuary with spa-inspired bathroom and generous walk-in closet, steps from an additional secondary bedroom. Ready for moving-in in November.
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Est. Monthly Payment
$5,599
Location
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Comparable Properties
5 comps foundThis Property
$3,810
Comp Average
$3,724
1863 Hazel Court
3bd / 3ba · 1,625 sqft · Condo
$649K
Est. $3,705/mo
1830 Crimson Court
3bd / 3ba · 1,625 sqft · Condo
$670K
Est. $3,708/mo
1291 Camino Carmelo
3bd / 2.5ba · 1,710 sqft · Townhouse
$750K
Est. $3,798/mo
1431 Caminito Capistrano
3bd / 2.5ba · 1,695 sqft · Condo
$729K
Est. $3,763/mo
1812 Olive Green Street
3bd / 3ba · 1,565 sqft · Condo
$699K
Est. $3,648/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
27 leases of 3-bed condos & townhomes within 2 mi · $3,851–$4,135
Blended 50/50 with the zip's market median ($3,651)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,272/mo short at 20% down; 85% down or +$4,249/mo rent closes it.
- Break-even price
- $301,905
- Break-even rent
- $8,059/mo
- Cashflow at 35% down
- −$2,513/mo
- Down payment to break even
- 85%
- Rate to break even
- Not reachable
59% under asking
$4,249/mo above the estimate
$618,715 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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