1431 Caminito Capistrano

1431 Caminito Capistrano

Btop 30%

Chula Vista, CA 91913

$729,000
NEW — 0d

Pass at asking: -$2,993/mo full cashflow at 20% down, 7.43% rate.

Works at $339,297 (53% under asking), or at 80% down.

Rent $3,774/mo from 12 leases of 2–4 bed condos & townhomes within 0.5 mi ($3,721–$3,977).

Beds

3

Baths

2.5

Sqft

1,695

Year Built

2002

Days on Market

0

Property Type

Condo

HOA/mo

$300

MLS ID

PTP2608273

This property is in Chula Vista (91913). Browse neighborhood analytics →

About This Property

Welcome to this spacious condominium in the desirable Vista Sonrisa community of Otay Ranch! Featuring an open-concept floor plan filled with abundant natural light, this home offers a bright and inviting atmosphere. Enjoy added privacy with no rear neighbors, along with a beautifully finished backyard featuring low-maintenance artificial turf and scenic city lights and mountain views. Complete with an attached two-car garage, this home offers the perfect blend of comfort, privacy, and convenience. Priced well below the most recent comparable model-match sale, this is an exceptional opportunity to secure outstanding value in the community. Don't miss your chance to enjoy Southern California living!

Mortgage Calculator

Est. Monthly Payment

$5,292

Principal & Interest$4,050
Property Tax$729
Insurance$213
HOA$300
%($145,800)
%
Loan Term

Location

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Investment Score

41B
Est. Monthly Rent
$3,774

12 leases of 2–4 bed condos & townhomes within 0.5 mi · $3,721–$3,977

Blended 50/50 with the zip's market median ($3,673)

Monthly Cashflow

Rent − PITIA

-$1,518
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,993

What would make this work?

$2,993/mo short at 20% down; 80% down or +$3,888/mo rent closes it.

Break-even price

53% under asking

$339,297
Break-even rent

$3,888/mo above the estimate

$7,662/mo
Cashflow at 35% down
−$2,234/mo
Down payment to break even

$583,200 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,050
Cap Rate
2.05%
Cash-on-Cash
-24.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$14,942
Price-to-Rent

Lower = better for investors

16.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,993/mo