17261 Caminito Canasto
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17261 Caminito Canasto

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4S Ranch, CA 92127Neighborhood: Rancho Bernardo

$769,000
STR: check · no permits in this complex · TOT 11.75%

7 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 10, 2026.

No unit in this 51-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,252/mo full cashflow at 20% down, 7.43% rate.

Works at $345,480 (55% under asking), or at 81% down.

Rent $4,171/mo from 17 leases of 3–5 bed condos & townhomes within 2 mi ($3,921–$4,383).

Beds

4

Baths

2.5

Sqft

1,578

Year Built

1973

Days on Market

45

Property Type

Townhouse

HOA/mo

$558

MLS ID

NDP2608968

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

4 BEDROOMS + POWAY UNIFIED SCHOOL DISTRICT + PRIVATE COURTYARD & GREENBELT VIEWS! Welcome to 17261 Caminito Canasto, a beautifully refreshed townhome in Rancho Bernardo’s family-friendly Westwood community. With 1,578 square feet, 2.5 baths, a 1-car garage, and thoughtfully updated interiors, this home offers the space, comfort, and lifestyle today's families are looking for. From the moment you arrive, the private front courtyard with raised planters creates a welcoming outdoor retreat. Inside, you'll find newer flooring, baseboards, interior doors, windows and sliders, blinds, and crown molding. The kitchen features quartz countertops, custom backsplash, and some newer cabinetry, along with the convenience of full-size laundry tucked into the kitchen. The main level includes a powder room and comfortable living spaces that open to a fenced, private rear patio with serene greenbelt views—perfect for morning coffee, outdoor play, or relaxed evenings at home. Upstairs are four bedrooms, including a primary suite with walk-in closet, mirrored closet doors, and an updated shared bath serving the other three bedrooms. A newer roof, updated baths, whole-house fan, and all-electric systems add to the home's practical appeal. And then there's Westwood itself—offering a community pool, tennis, pickleball, and preschool, creating an easygoing setting where neighbors connect and families can enjoy an active lifestyle close to home. With its combination of four bedrooms, desirable school district, private outdoor spaces, extensive updates, and resort-style community amenities, 17261 Caminito Canasto is a wonderful opportunity to make yourself at home in Rancho Bernardo.

Mortgage Calculator

Est. Monthly Payment

$5,823

Principal & Interest$4,272
Property Tax$769
Insurance$224
HOA$558
%($153,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Westwood Elementary · grades K-5 · Poway Unified

  • Middle

    Bernardo Heights Middle · grades 6-8 · Poway Unified

  • High

    Rancho Bernardo High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

37B
Est. Monthly Rent
$4,171

17 leases of 3–5 bed condos & townhomes within 2 mi · $3,921–$4,383

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,652
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,252

What would make this work?

$3,252/mo short at 20% down; 81% down or +$4,224/mo rent closes it.

Break-even price

55% under asking

$345,480
Break-even rent

$4,224/mo above the estimate

$8,395/mo
Cashflow at 35% down
−$2,451/mo
Down payment to break even

$622,890 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,272
Cap Rate
1.92%
Cash-on-Cash
-25.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)
$14,741
Price-to-Rent

Lower = better for investors

15.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,252/mo