
16039 Via Del Alba
Dbottom 20%Rancho Santa Fe, CA 92067
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$56,069/mo full cashflow at 20% down, 7.43% rate.
Works at $1,694,803 (81% under asking); even all cash loses money at asking.
Rent $16,924/mo from 8 leases of 4–6 bed houses within 1 mi, same school area ($13,480–$23,584).
Beds
5
Baths
3.5
Sqft
6,247
Year Built
1976
Days on Market
330
Property Type
Single Family
HOA/mo
$15
MLS ID
250045761SD
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
An exceptional Covenant estate on the desirable West Side of Rancho Santa Fe, offering 5.22 private, all-flat usable acres and premier equestrian amenities. Beyond the gated entry and long private driveway, this renovated single-story 4,473 sq ft residence features 5 bedrooms, 3.5 baths, a formal living room with fireplace, formal dining room, office/bonus room, and a spacious primary suite with fireplace, dual dressing rooms, spa bath, and gym. The chef’s kitchen with top-tier appliances opens to a large great room with full bar, fireplace, and a wall of glass leading to an outdoor loggia, saltwater pool with cover, spa, lounging areas, and beautiful mountain views. Equestrian facilities include a 6-stall breezeway barn with caretaker’s apartment (bedroom, bath, full kitchen, separate laundry room, half bath), a Grand Prix jumping arena, on-site trail, grazing areas, turnouts, pastures, and access to the Covenant trail system. A separate 1,774 sq ft guest house above the barn offers 2 bedrooms, 2 full baths, a full chef’s kitchen, living room, and abundant storage. Additional highlights: white oak flooring and custom wood details, marble and stone finishes, brick accents, private well for irrigation, high-speed fiber, and a covered front porch. A rare and special Covenant legacy property offering outstanding lifestyle, privacy, and usability in one of Rancho Santa Fe’s most sought-after locations. An unparalleled offering on the desirable West Side of Rancho Santa Fe’s coveted Covenant, nestled among some of the region’s most iconic estates. This is one of Southern California’s premier equestrian and custom-designed properties—blending timeless Southern California artistry with state-of-the-art amenities across 5.22 rare, private, and entirely flat usable acres. Beyond the gates, lush and exotic landscaping sets the stage for a world-class equestrian haven. The 6-stall breezeway-style barn includes a caretaker’s apartment with bedroom, full bath, full kitchen, separate laundry room, and an additional half bath. The property also offers a Grand Prix jumping arena, on-site trail, grazing areas, turnouts, pastures, and access to the Covenant’s extensive trail system. A long private driveway leads to a gated entry and circular motor court, welcoming you to the recently renovated 4,473 sq ft single-story main residence featuring 5 luxurious bedrooms and 3.5 baths. Inside, enjoy a formal living room with fireplace, a formal dining room, and an office/bonus room. The primary suite showcases a corner brick fireplace, private outdoor patio, dual dressing rooms, a spacious spa bath, and a gym. The chef’s kitchen—with top-tier appliances—flows seamlessly into a grand great room complete with full service bar, fireplace, and an expansive wall of glass that opens to an outdoor living/dining loggia. Outside, a saltwater pool with cover, spa, lounging areas, and glorious mountain views create a resort-style retreat enhanced by refreshing coastal breezes. The separate 1,774 sq ft guest house, located above the barn, offers two bedrooms, two full baths, a full chef’s kitchen, living room, and abundant storage. Every inch of this estate exudes warmth and refined craftsmanship—white oak flooring, rich wood detailing, marble slabs, stonework, and curated tile accents. Additional highlights include a private well for irrigation, high-speed fiber internet, brick detailing, and a charming front entry porch ideal for morning coffee or evening relaxation. A true legacy estate, this property is more than a home—it is a statement of passion, vision, and exceptional lifestyle. A rare Covenant offering designed to be cherished for generations. Experience life and luxury without compromise.
Mortgage Calculator
Est. Monthly Payment
$61,605
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$16,924
Comp Average
$20,007
7775 Camino De Arriba
5bd / 6ba · 6,000 sqft · Single Family
$5.50M
Est. $21,028/mo
6002 Paseo Valencia
5bd / 5.5ba · 7,012 sqft · Single Family
$9.99M
Est. $34,000/mo
5758 Las Palomas
5bd / 6ba · 6,109 sqft · Single Family
$7.79M
Est. $16,736/mo
17161 Camino Acampo
4bd / 5.5ba · 5,911 sqft · Single Family
$7.90M
Est. $13,897/mo
7102 Via De Maya
5bd / 5.5ba · 5,687 sqft · Single Family
$5.50M
Est. $14,373/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4–6 bed houses within 1 mi, same school area · $13,480–$23,584
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$56,069/mo short at 20% down; +$72,817/mo rent closes it.
- Break-even price
- $1,694,803
- Break-even rent
- $89,741/mo
- Cashflow at 35% down
- −$46,700/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
81% under asking
$72,817/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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