17161 Camino Acampo
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17161 Camino Acampo

Dbottom 20%

Rancho Santa Fe, CA 92067

$7,900,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$50,907/mo full cashflow at 20% down, 7.43% rate.

Works at $1,271,756 (84% under asking); even all cash loses money at asking.

Rent $13,897/mo from 9 leases of 4-bed houses within 2 mi ($12,868–$18,368).

Beds

4

Baths

5.5

Sqft

5,911

Year Built

1983

Days on Market

69

Property Type

Single Family

HOA/mo

$933

MLS ID

260021465SD

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

Virtual Tour

About This Property

First time on the market, this exceptional custom-designed estate is set behind the guard-gated entrance on the north side of Fairbanks Ranch in Rancho Santa Fe. Positioned on approximately 0.57 acres, the home captures sweeping panoramic views from the moment you step through the front door. The thoughtfully designed floor plan offers three ensuite bedrooms on the entry level, including the primary suite, along with an elegant private office. The lower level features an additional guest suite, pool bath, flexible bonus room currently used as a gym, sauna, wine cellar, and abundant storage throughout. Outside, beautifully landscaped grounds are surrounded by mature fruit trees and lush vegetation. The resort-style backyard is designed for both relaxation and entertaining, complete with an outdoor kitchen, pool and spa with waterfall, fire pit, and direct access to the Fairbanks Ranch trail system. The Fairbanks Ranch clubhouse, tennis courts, and additional community amenities are all within walking distance. A rare opportunity to own a one-of-a-kind estate in one of Rancho Santa Fe’s most coveted communities.

Mortgage Calculator

Est. Monthly Payment

$55,025

Principal & Interest$43,888
Property Tax$7,900
Insurance$2,304
HOA$933
%($1,580,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary

  • Middle

    Earl Warren Middle · grades 7-8 · San Dieguito Union High

  • High

    Torrey Pines High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$13,897

9 leases of 4-bed houses within 2 mi · $12,868–$18,368

Monthly Cashflow

Rent − PITIA

-$41,128
Full Cashflow

Incl. vacancy, PM, maint, capex

-$50,907

What would make this work?

$50,907/mo short at 20% down; +$66,114/mo rent closes it.

Break-even price

84% under asking

$1,271,756
Break-even rent

$66,114/mo above the estimate

$80,011/mo
Cashflow at 35% down
−$42,678/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$43,888
Cap Rate
-0.96%
Cash-on-Cash
-38.66%
DSCR

Need ≥ 1.25 for DSCR loan

0.25

NOI (Annual)
-$75,898
Price-to-Rent

Lower = better for investors

47.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$50,907/mo