7775 Camino De Arriba
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7775 Camino De Arriba

Ctop 80%

Rancho Santa Fe, CA 92067

$5,500,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$26,826/mo full cashflow at 20% down, 7.43% rate.

Works at $2,007,316 (64% under asking), or at 91% down.

Rent $21,028/mo from 10 leases of 5-bed houses in 92067 ($19,299–$24,565).

Beds

5

Baths

6

Sqft

6,000

Year Built

2026

Days on Market

340

Property Type

Single Family

HOA/mo

$775

MLS ID

250045292SD

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

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About This Property

Second Offering from the Coveted Collection Trilogy featuring three new custom homes nestled within the prestigious Cielo community of Rancho Santa Fe. New construction masterpiece in RSF School District offers the pinnacle of organic contemporary architecture for modern living. Situated amidst the natural beauty of panoramic ocean views, rolling hills, and open space. This custom estate promises an unparalleled lifestyle for the discerning homeowner. The property offers a rare opportunity for buyers to customize their dream home with high-end finishes and the latest and greatest features. Step into the Great Room, connecting all the main living areas off of the Chef’s kitchen while seamlessly connecting indoor and outdoor living. Imagination knows no bounds as you create a residence that reflects your unique style and taste, ensuring every detail meets your highest expectations. The home is equipped with state-of-the-art smart home technology, advanced security systems, low-maintenance landscaping, and a modern design pool. The spacious primary suite includes an additional sitting area. Marvel at breathtaking ocean, mountain, and golf course views from your own private sanctuary. Close to Shopping, Dining, and world-class Beaches. Pre-Sale Pricing offered for New Construction with Customization Opportunity. Spanning views from UTC and Downtown San Diego skyscrapers. Cielo's elevated location ensures that every day begins and ends with awe-inspiring vistas that capture the essence of Southern California living. Located just above the charming Cielo Village, you're just a short stroll away from an array of restaurants, coffee shops, and boutique stores. Only a short drive separates you from the golden sands of Del Mar's pristine beaches, where you can effortlessly indulge in coastal pleasures, from surfing and sunbathing to world-class dining and entertainment.

Mortgage Calculator

Est. Monthly Payment

$38,434

Principal & Interest$30,555
Property Tax$5,500
Insurance$1,604
HOA$775
%($1,100,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

10C
Est. Monthly Rent
$21,028

10 leases of 5-bed houses in 92067 · $19,299–$24,565

Monthly Cashflow

Rent − PITIA

-$17,406
Full Cashflow

Incl. vacancy, PM, maint, capex

-$26,826

What would make this work?

$26,826/mo short at 20% down; 91% down or +$34,838/mo rent closes it.

Break-even price

64% under asking

$2,007,316
Break-even rent

$34,838/mo above the estimate

$55,866/mo
Cashflow at 35% down
−$21,097/mo
Down payment to break even

$5,005,000 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$30,555
Cap Rate
1.04%
Cash-on-Cash
-29.26%
DSCR

Need ≥ 1.25 for DSCR loan

0.55

NOI (Annual)
$57,368
Price-to-Rent

Lower = better for investors

21.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$26,826/mo