
5758 Las Palomas
Dbottom 20%Rancho Santa Fe, CA 92067
Pass at asking: -$46,983/mo full cashflow at 20% down, 7.43% rate.
Works at $1,677,918 (78% under asking); even all cash loses money at asking.
Rent $16,736/mo from 8 leases of 4–6 bed houses within 2 mi, same school area ($13,331–$23,322).
Beds
5
Baths
6
Sqft
6,109
Year Built
2025
Days on Market
145
Property Type
Single Family
HOA/mo
N/A
MLS ID
260014832SD
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
*** A Powerful New Price *** Refined, Elevated Design & Exceptionally private, NEW CONSTRUCTION Custom Modern Santa Barbara estate is a rare offering on the coveted west side of The Covenant. Set across 4.13± scenic acres, the property masterfully blends timeless architecture with soft a contemporary sophistication, creating a sanctuary defined by elegance, scale, and effortless indoor-outdoor living. Beyond private gate, approximately 6,109 square feet of impeccably curated living space unfolds with soaring ceilings, clean architectural lines, and walls of glass that bathe the interiors in natural light. The main residence features five spacious ensuite bedrooms and expansive living and entertaining spaces that seamlessly transition to multiple outdoor terraces, perfectly designed for year-round enjoyment. A detached one bedroom guest house provides exceptional accommodations for family and visitors, while a three car garage offers generous space for collectors and everyday living. Surrounded by dramatic water features, pool, spa & manicured grounds, framed by serene pastoral and golf course vistas, the estate evokes the ambiance of a world class private resort. Positioned on one of The Covenant's most prestigious and tranquil streets, this architectural masterpiece represents an extraordinary opportunity to own a newly constructed luxury estate in one of Southern California's most exclusive communities. There is simply no comparable new construction offering under $10 million in Rancho Santa Fe. Please note the sought after schools of Roger Rowe and Torrey Pines HS.
Mortgage Calculator
Est. Monthly Payment
$53,373
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$16,736
Comp Average
$20,244
7775 Camino De Arriba
5bd / 6ba · 6,000 sqft · Single Family
$5.50M
Est. $21,028/mo
4773 El Mirlo
5bd / 6.5ba · 5,400 sqft · Single Family
$8.00M
Est. $35,000/mo
16039 Via Del Alba
5bd / 3.5ba · 6,247 sqft · Single Family
$8.99M
Est. $16,924/mo
7102 Via De Maya
5bd / 5.5ba · 5,687 sqft · Single Family
$5.50M
Est. $14,373/mo
17161 Camino Acampo
4bd / 5.5ba · 5,911 sqft · Single Family
$7.90M
Est. $13,897/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4–6 bed houses within 2 mi, same school area · $13,331–$23,322
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$46,983/mo short at 20% down; +$61,016/mo rent closes it.
- Break-even price
- $1,677,918
- Break-even rent
- $77,752/mo
- Cashflow at 35% down
- −$38,863/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
78% under asking
$61,016/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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